Santa Barbara County

California — Natural Disaster Risk Assessment

High

Composite Risk Score

99.0

National percentile: 99th

Santa Barbara County faces high composite natural disaster risk (NRI Risk Index score 99.0, 99th national percentile), driven primarily by landslide and drought exposure. Expected annual loss across all 18 hazard types is $477M.

Source: FEMA National Risk Index v1.20 · Updated December 2025

Expected Annual Loss $477M Annualized county-level EAL
Social Vulnerability High Population sensitivity
Community Resilience High Capacity to recover
Population 448K Latest estimate

Top Hazards

Landslide
Very High $51M/yr
Drought
Very High $65M/yr
Earthquake
High $168M/yr

All 18 Hazard Risks

Landslide Very High 60.37 / yr $51M
Drought Very High 83.14 / yr $65M
Earthquake High 0.05 / yr $168M
Wildfire High 0.01 / yr $24M
Riverine Flood High 1.54 / yr $167M
Heat Wave Low 7.29 / yr $1M
Lightning Low 4.34 / yr $243K
Coastal Flood Low 1.14 / yr $129K
Tsunami Very Low 0.38 / yr $343K
Avalanche Very Low 0.01 / yr $98
Hail Very Low 0.03 / yr $69K
Strong Wind Very Low 0.02 / yr $89K
Tornado Very Low 0.10 / yr $20K
Cold Wave Very Low 0.00 / yr $0
Winter Weather Very Low 3.78 / yr $185
Hurricane Very Low 0.00 / yr $0
Ice Storm Very Low 0.00 / yr $0
Volcanic Activity Very Low 0.00 / yr $0

Frequently Asked Questions

What is the overall natural disaster risk for Santa Barbara County?

Santa Barbara County has a composite FEMA National Risk Index score of 99.0 out of 100, placing it in the High category and the 99th national percentile. This combines Expected Annual Loss, Social Vulnerability, and Community Resilience across 18 hazard types.

What are the top natural hazards in Santa Barbara County?

The three highest-rated hazards are Landslide (Very High, $51M EAL), Drought (Very High, $65M EAL), Earthquake (High, $168M EAL). These account for most of the county's expected annual losses.

How does Santa Barbara County compare to other California counties?

Santa Barbara County ranks #14 of 58 California counties for overall natural disaster risk, with a high rating.

What does Expected Annual Loss (EAL) mean?

EAL is FEMA's estimate of average annual dollar losses from natural hazards, calculated from historical event data and exposure models. Santa Barbara County's $477M EAL is a statistical average, not a guarantee for any specific year or address.