Riverine Flood Risk by State & County
Ranked by FEMA National Risk Index riverine flood hazard score · code IFLD
Riverine Flood risk reflects rivers and streams overflowing their banks after heavy rain or snowmelt. FEMA's National Risk Index scores each county's riverine flood hazard from its expected annual loss, annualized event frequency, and exposed population. Los Angeles County, California currently leads the nation with a riverine flood score of 100.0 and $2.81B in expected annual loss. California, Texas, Arizona account for much of the highest-rated riverine flood risk in this dataset.
Read the full riverine flood risk guide — how FEMA scores it and how to prepare →
Riverine Flood Risk by State
| # | State | Expected Ann. Loss | Avg. Score | Rating | Counties Rated |
|---|---|---|---|---|---|
| 1 | California | $11.66B | Very High | 58 of 58 | |
| 2 | Texas | $4.94B | Medium | 254 of 254 | |
| 3 | Illinois | $2.92B | Medium | 102 of 102 | |
| 4 | New York | $2.79B | Very High | 62 of 62 | |
| 5 | Florida | $2.78B | High | 67 of 67 | |
| 6 | Pennsylvania | $2.73B | High | 67 of 67 | |
| 7 | North Carolina | $2.05B | High | 100 of 100 | |
| 8 | New Jersey | $1.99B | Very High | 21 of 21 | |
| 9 | Arizona | $1.98B | Very High | 15 of 15 | |
| 10 | Ohio | $1.95B | High | 88 of 88 | |
| 11 | Georgia | $1.58B | Medium | 159 of 159 | |
| 12 | Missouri | $1.57B | Medium | 115 of 115 | |
| 13 | Michigan | $1.52B | Medium | 83 of 83 | |
| 14 | Washington | $1.36B | High | 39 of 39 | |
| 15 | Minnesota | $1.28B | Medium | 87 of 87 | |
| 16 | Kentucky | $1.27B | Medium | 120 of 120 | |
| 17 | Indiana | $1.21B | Medium | 92 of 92 | |
| 18 | Tennessee | $1.18B | Medium | 95 of 95 | |
| 19 | Virginia | $1.15B | Medium | 133 of 133 | |
| 20 | Wisconsin | $1.12B | Medium | 72 of 72 | |
| 21 | Alabama | $1.08B | High | 67 of 67 | |
| 22 | Colorado | $960M | Medium | 64 of 64 | |
| 23 | Massachusetts | $943M | Very High | 14 of 14 | |
| 24 | Louisiana | $911M | Medium | 64 of 64 | |
| 25 | West Virginia | $859M | High | 55 of 55 | |
| 26 | Connecticut | $858M | Very High | 9 of 9 | |
| 27 | Oregon | $852M | High | 36 of 36 | |
| 28 | South Carolina | $785M | High | 46 of 46 | |
| 29 | Oklahoma | $738M | Medium | 77 of 77 | |
| 30 | Iowa | $725M | Low | 99 of 99 | |
| 31 | New Mexico | $641M | High | 33 of 33 | |
| 32 | Kansas | $634M | Low | 105 of 105 | |
| 33 | Arkansas | $628M | Medium | 75 of 75 | |
| 34 | Hawaii | $622M | High | 5 of 5 | |
| 35 | Nevada | $517M | Medium | 17 of 17 | |
| 36 | Mississippi | $500M | Medium | 82 of 82 | |
| 37 | Maryland | $492M | Medium | 24 of 24 | |
| 38 | Nebraska | $401M | Low | 93 of 93 | |
| 39 | Idaho | $383M | Medium | 44 of 44 | |
| 40 | Utah | $329M | Low | 29 of 29 | |
| 41 | New Hampshire | $314M | High | 10 of 10 | |
| 42 | Montana | $277M | Low | 56 of 56 | |
| 43 | South Dakota | $274M | Low | 66 of 66 | |
| 44 | Delaware | $217M | Very High | 3 of 3 | |
| 45 | Maine | $181M | Medium | 16 of 16 | |
| 46 | Vermont | $162M | Medium | 14 of 14 | |
| 47 | North Dakota | $161M | Very Low | 53 of 53 | |
| 48 | Rhode Island | $153M | High | 5 of 5 | |
| 49 | Wyoming | $147M | Medium | 23 of 23 | |
| 50 | District of Columbia | $130M | Very High | 1 of 1 | |
| 51 | Alaska | $30M | Very Low | 30 of 30 |
States ranked by total expected annual riverine flood losses; the average score is the mean over all counties, counting unrated counties as zero.
Riskiest Counties for Riverine Flood
| # | County | State | Riverine Flood Score | Rating | Ann. Freq. | Ann. Loss |
|---|---|---|---|---|---|---|
| 1 | Los Angeles County | CA | Very High | 3.96 / yr | $2.81B | |
| 2 | Harris County | TX | Very High | 5.14 / yr | $1.12B | |
| 3 | Cook County | IL | Very High | 5.89 / yr | $1.10B | |
| 4 | Maricopa County | AZ | Very High | 8.46 / yr | $1.12B | |
| 5 | Riverside County | CA | Very High | 7.36 / yr | $1.13B | |
| 6 | Orange County | CA | Very High | 2.89 / yr | $820M | |
| 7 | San Bernardino County | CA | Very High | 12.96 / yr | $960M | |
| 8 | Santa Clara County | CA | Very High | 2.07 / yr | $720M | |
| 9 | Alameda County | CA | Very High | 2.25 / yr | $491M | |
| 10 | San Diego County | CA | Very High | 7.89 / yr | $648M | |
| 11 | Miami-Dade County | FL | Very High | 4.00 / yr | $356M | |
| 12 | Bexar County | TX | Very High | 7.46 / yr | $365M | |
| 13 | Dallas County | TX | Very High | 4.61 / yr | $324M | |
| 14 | Clark County | NV | Very High | 7.25 / yr | $362M | |
| 15 | Philadelphia County | PA | Very High | 5.82 / yr | $266M | |
| 16 | King County | WA | Very High | 0.29 / yr | $417M | |
| 17 | Contra Costa County | CA | Very High | 1.18 / yr | $412M | |
| 18 | Pima County | AZ | Very High | 12.82 / yr | $347M | |
| 19 | Broward County | FL | Very High | 2.46 / yr | $289M | |
| 20 | Kings County | NY | Very High | 1.96 / yr | $181M | |
| 21 | Wayne County | MI | Very High | 3.14 / yr | $237M | |
| 22 | Ventura County | CA | Very High | 1.93 / yr | $313M | |
| 23 | Queens County | NY | Very High | 3.29 / yr | $185M | |
| 24 | Honolulu County | HI | Very High | 5.93 / yr | $330M | |
| 25 | Sonoma County | CA | High | 2.54 / yr | $280M |
Showing the top 25 seeded counties for riverine flood risk.