Washington County

Colorado — Natural Disaster Risk Assessment

Very Low

Composite Risk Score

12.0

National percentile: 12th

Washington County faces very low composite natural disaster risk (NRI Risk Index score 12.0, 12th national percentile), driven primarily by hail and strong wind exposure. Expected annual loss across all 18 hazard types is $4M.

Source: FEMA National Risk Index v1.20 · Updated December 2025

Expected Annual Loss $4M Annualized county-level EAL
Social Vulnerability High Population sensitivity
Community Resilience Medium Capacity to recover
Population 5K Latest estimate

Top Hazards

Hail
Medium $604K/yr
Strong Wind
Medium $611K/yr
Wildfire
Very Low $71K/yr

All 18 Hazard Risks

Hail Medium 6.59 / yr $604K
Strong Wind Medium 1.86 / yr $611K
Wildfire Very Low 0.00 / yr $71K
Cold Wave Low 2.68 / yr $797K
Drought Low 52.97 / yr $95K
Winter Weather Low 11.42 / yr $35K
Ice Storm Low 0.09 / yr $31K
Tornado Low 3.16 / yr $481K
Earthquake Very Low 0.00 / yr $30K
Riverine Flood Very Low 0.93 / yr $2M
Heat Wave Very Low 0.58 / yr $13K
Lightning Very Low 48.06 / yr $23K
Landslide Very Low 0.28 / yr $3
Avalanche Very Low 0.00 / yr $0
Coastal Flood Very Low 0.00 / yr $0
Hurricane Very Low 0.00 / yr $0
Tsunami Very Low 0.00 / yr $0
Volcanic Activity Very Low 0.00 / yr $0

Frequently Asked Questions

What is the overall natural disaster risk for Washington County?

Washington County has a composite FEMA National Risk Index score of 12.0 out of 100, placing it in the Very Low category and the 12th national percentile. This combines Expected Annual Loss, Social Vulnerability, and Community Resilience across 18 hazard types.

What are the top natural hazards in Washington County?

The three highest-rated hazards are Hail (Medium, $604K EAL), Strong Wind (Medium, $611K EAL), Wildfire (Very Low, $71K EAL). These account for most of the county's expected annual losses.

How does Washington County compare to other Colorado counties?

Washington County ranks #49 of 64 Colorado counties for overall natural disaster risk, with a very low rating.

What does Expected Annual Loss (EAL) mean?

EAL is FEMA's estimate of average annual dollar losses from natural hazards, calculated from historical event data and exposure models. Washington County's $4M EAL is a statistical average, not a guarantee for any specific year or address.