New Castle County

Delaware — Natural Disaster Risk Assessment

High

Composite Risk Score

95.3

National percentile: 95th

New Castle County faces high composite natural disaster risk (NRI Risk Index score 95.3, 95th national percentile), driven primarily by winter weather and riverine flood exposure. Expected annual loss across all 18 hazard types is $202M.

Source: FEMA National Risk Index v1.20 · Updated December 2025

Expected Annual Loss $202M Annualized county-level EAL
Social Vulnerability Low Population sensitivity
Community Resilience Very High Capacity to recover
Population 570K Latest estimate

Top Hazards

Winter Weather
Very High $2M/yr
Riverine Flood
High $150M/yr
Heat Wave
Medium $7M/yr

All 18 Hazard Risks

Winter Weather Very High 10.37 / yr $2M
Riverine Flood High 6.57 / yr $150M
Heat Wave Medium 11.16 / yr $7M
Cold Wave High 0.79 / yr $10M
Earthquake Medium 0.00 / yr $9M
Ice Storm High 1.03 / yr $913K
Hurricane Medium 0.09 / yr $6M
Strong Wind High 6.32 / yr $2M
Tornado Medium 0.26 / yr $7M
Drought Medium 5.90 / yr $1M
Coastal Flood High 3.69 / yr $4M
Lightning Medium 35.11 / yr $847K
Landslide Low 0.14 / yr $12K
Wildfire Very Low 0.00 / yr $95K
Hail Very Low 2.28 / yr $97K
Avalanche Very Low 0.00 / yr $0
Tsunami Very Low 0.00 / yr $0
Volcanic Activity Very Low 0.00 / yr $0

Frequently Asked Questions

What is the overall natural disaster risk for New Castle County?

New Castle County has a composite FEMA National Risk Index score of 95.3 out of 100, placing it in the High category and the 95th national percentile. This combines Expected Annual Loss, Social Vulnerability, and Community Resilience across 18 hazard types.

What are the top natural hazards in New Castle County?

The three highest-rated hazards are Winter Weather (Very High, $2M EAL), Riverine Flood (High, $150M EAL), Heat Wave (Medium, $7M EAL). These account for most of the county's expected annual losses.

How does New Castle County compare to other Delaware counties?

New Castle County ranks #1 of 3 Delaware counties for overall natural disaster risk, with a high rating.

What does Expected Annual Loss (EAL) mean?

EAL is FEMA's estimate of average annual dollar losses from natural hazards, calculated from historical event data and exposure models. New Castle County's $202M EAL is a statistical average, not a guarantee for any specific year or address.