Flagler County
Florida — Natural Disaster Risk Assessment
MediumComposite Risk Score
National percentile: 83th
Flagler County faces medium composite natural disaster risk (NRI Risk Index score 82.8, 83th national percentile), driven primarily by hurricane and wildfire exposure. Expected annual loss across all 18 hazard types is $42M.
Source: FEMA National Risk Index v1.20 · Updated December 2025
Top Hazards
All 18 Hazard Risks
| Hurricane | High | 0.27 / yr | $19M |
| Wildfire | Low | 0.01 / yr | $873K |
| Tornado | Medium | 0.32 / yr | $4M |
| Riverine Flood | Medium | 1.25 / yr | $16M |
| Lightning | Medium | 68.46 / yr | $522K |
| Heat Wave | Low | 3.46 / yr | $801K |
| Coastal Flood | Medium | 1.36 / yr | $790K |
| Strong Wind | Low | 1.12 / yr | $361K |
| Earthquake | Very Low | 0.00 / yr | $123K |
| Landslide | Very Low | 0.05 / yr | $200 |
| Drought | Very Low | 14.72 / yr | $12K |
| Cold Wave | Very Low | 2.67 / yr | $181K |
| Hail | Very Low | 2.07 / yr | $17K |
| Avalanche | Very Low | 0.00 / yr | $0 |
| Ice Storm | Very Low | 0.00 / yr | $0 |
| Tsunami | Very Low | 0.00 / yr | $0 |
| Volcanic Activity | Very Low | 0.00 / yr | $0 |
| Winter Weather | Very Low | 0.00 / yr | $0 |
Frequently Asked Questions
What is the overall natural disaster risk for Flagler County?
Flagler County has a composite FEMA National Risk Index score of 82.8 out of 100, placing it in the Medium category and the 83th national percentile. This combines Expected Annual Loss, Social Vulnerability, and Community Resilience across 18 hazard types.
What are the top natural hazards in Flagler County?
The three highest-rated hazards are Hurricane (High, $19M EAL), Wildfire (Low, $873K EAL), Tornado (Medium, $4M EAL). These account for most of the county's expected annual losses.
How does Flagler County compare to other Florida counties?
Flagler County ranks #37 of 67 Florida counties for overall natural disaster risk, with a medium rating.
What does Expected Annual Loss (EAL) mean?
EAL is FEMA's estimate of average annual dollar losses from natural hazards, calculated from historical event data and exposure models. Flagler County's $42M EAL is a statistical average, not a guarantee for any specific year or address.