Putnam County
Florida — Natural Disaster Risk Assessment
LowComposite Risk Score
National percentile: 80th
Putnam County faces low composite natural disaster risk (NRI Risk Index score 79.7, 80th national percentile), driven primarily by hurricane and wildfire exposure. Expected annual loss across all 18 hazard types is $29M.
Source: FEMA National Risk Index v1.20 · Updated December 2025
Top Hazards
All 18 Hazard Risks
| Hurricane | High | 0.25 / yr | $11M |
| Wildfire | Medium | 0.00 / yr | $1M |
| Lightning | High | 81.18 / yr | $599K |
| Tornado | Medium | 0.51 / yr | $3M |
| Riverine Flood | Medium | 0.64 / yr | $12M |
| Heat Wave | Low | 3.23 / yr | $549K |
| Strong Wind | Medium | 1.16 / yr | $616K |
| Coastal Flood | Low | 0.81 / yr | $365K |
| Earthquake | Very Low | 0.00 / yr | $185K |
| Drought | Low | 18.79 / yr | $34K |
| Cold Wave | Low | 2.21 / yr | $270K |
| Landslide | Very Low | 0.09 / yr | $188 |
| Hail | Very Low | 2.19 / yr | $33K |
| Avalanche | Very Low | 0.00 / yr | $0 |
| Ice Storm | Very Low | 0.00 / yr | $0 |
| Tsunami | Very Low | 0.00 / yr | $0 |
| Volcanic Activity | Very Low | 0.00 / yr | $0 |
| Winter Weather | Very Low | 0.00 / yr | $0 |
Frequently Asked Questions
What is the overall natural disaster risk for Putnam County?
Putnam County has a composite FEMA National Risk Index score of 79.7 out of 100, placing it in the Low category and the 80th national percentile. This combines Expected Annual Loss, Social Vulnerability, and Community Resilience across 18 hazard types.
What are the top natural hazards in Putnam County?
The three highest-rated hazards are Hurricane (High, $11M EAL), Wildfire (Medium, $1M EAL), Lightning (High, $599K EAL). These account for most of the county's expected annual losses.
How does Putnam County compare to other Florida counties?
Putnam County ranks #41 of 67 Florida counties for overall natural disaster risk, with a low rating.
What does Expected Annual Loss (EAL) mean?
EAL is FEMA's estimate of average annual dollar losses from natural hazards, calculated from historical event data and exposure models. Putnam County's $29M EAL is a statistical average, not a guarantee for any specific year or address.