Honolulu County

Hawaii — Natural Disaster Risk Assessment

High

Composite Risk Score

98.8

National percentile: 99th

Honolulu County faces high composite natural disaster risk (NRI Risk Index score 98.8, 99th national percentile), driven primarily by lightning and landslide exposure. Expected annual loss across all 18 hazard types is $517M.

Source: FEMA National Risk Index v1.20 · Updated December 2025

Expected Annual Loss $517M Annualized county-level EAL
Social Vulnerability Low Population sensitivity
Community Resilience High Capacity to recover
Population 1.01M Latest estimate

Top Hazards

Lightning
Very High $13M/yr
Landslide
High $4M/yr
Riverine Flood
Very High $330M/yr

All 18 Hazard Risks

Lightning Very High 76.82 / yr $13M
Landslide High 0.32 / yr $4M
Riverine Flood Very High 5.93 / yr $330M
Wildfire High 0.01 / yr $27M
Earthquake High 0.01 / yr $93M
Tsunami High 0.66 / yr $48M
Coastal Flood Medium 0.35 / yr $2M
Hurricane Low 0.02 / yr $880K
Ice Storm Medium 0.01 / yr $159K
Tornado Low 0.02 / yr $688K
Drought Very Low 1.96 / yr $147
Hail Very Low 0.01 / yr $39K
Strong Wind Very Low 0.01 / yr $64K
Avalanche Very Low 0.00 / yr $0
Cold Wave Very Low 0.00 / yr $0
Heat Wave Very Low 0.00 / yr $0
Volcanic Activity Very Low 0.00 / yr $0
Winter Weather Very Low 0.00 / yr $0

Frequently Asked Questions

What is the overall natural disaster risk for Honolulu County?

Honolulu County has a composite FEMA National Risk Index score of 98.8 out of 100, placing it in the High category and the 99th national percentile. This combines Expected Annual Loss, Social Vulnerability, and Community Resilience across 18 hazard types.

What are the top natural hazards in Honolulu County?

The three highest-rated hazards are Lightning (Very High, $13M EAL), Landslide (High, $4M EAL), Riverine Flood (Very High, $330M EAL). These account for most of the county's expected annual losses.

How does Honolulu County compare to other Hawaii counties?

Honolulu County ranks #1 of 5 Hawaii counties for overall natural disaster risk, with a high rating.

What does Expected Annual Loss (EAL) mean?

EAL is FEMA's estimate of average annual dollar losses from natural hazards, calculated from historical event data and exposure models. Honolulu County's $517M EAL is a statistical average, not a guarantee for any specific year or address.