Smith County

Kansas — Natural Disaster Risk Assessment

Very Low

Composite Risk Score

21.2

National percentile: 21th

Smith County faces very low composite natural disaster risk (NRI Risk Index score 21.2, 21th national percentile), driven primarily by hail and drought exposure. Expected annual loss across all 18 hazard types is $8M.

Source: FEMA National Risk Index v1.20 · Updated December 2025

Expected Annual Loss $8M Annualized county-level EAL
Social Vulnerability Low Population sensitivity
Community Resilience High Capacity to recover
Population 4K Latest estimate

Top Hazards

Hail
High $3M/yr
Drought
Medium $1M/yr
Strong Wind
Medium $1M/yr

All 18 Hazard Risks

Hail High 7.67 / yr $3M
Drought Medium 47.87 / yr $1M
Strong Wind Medium 4.50 / yr $1M
Ice Storm Medium 0.64 / yr $213K
Winter Weather Low 11.95 / yr $69K
Wildfire Very Low 0.00 / yr $30K
Tornado Low 0.88 / yr $899K
Lightning Low 45.25 / yr $139K
Heat Wave Very Low 7.21 / yr $81K
Cold Wave Very Low 3.32 / yr $172K
Landslide Very Low 0.24 / yr $50
Earthquake Very Low 0.00 / yr $14K
Riverine Flood Very Low 0.46 / yr $1M
Avalanche Very Low 0.00 / yr $0
Coastal Flood Very Low 0.00 / yr $0
Hurricane Very Low 0.00 / yr $0
Tsunami Very Low 0.00 / yr $0
Volcanic Activity Very Low 0.00 / yr $0

Frequently Asked Questions

What is the overall natural disaster risk for Smith County?

Smith County has a composite FEMA National Risk Index score of 21.2 out of 100, placing it in the Very Low category and the 21th national percentile. This combines Expected Annual Loss, Social Vulnerability, and Community Resilience across 18 hazard types.

What are the top natural hazards in Smith County?

The three highest-rated hazards are Hail (High, $3M EAL), Drought (Medium, $1M EAL), Strong Wind (Medium, $1M EAL). These account for most of the county's expected annual losses.

How does Smith County compare to other Kansas counties?

Smith County ranks #53 of 105 Kansas counties for overall natural disaster risk, with a very low rating.

What does Expected Annual Loss (EAL) mean?

EAL is FEMA's estimate of average annual dollar losses from natural hazards, calculated from historical event data and exposure models. Smith County's $8M EAL is a statistical average, not a guarantee for any specific year or address.