Adair County
Kentucky — Natural Disaster Risk Assessment
Very LowComposite Risk Score
National percentile: 39th
Adair County faces very low composite natural disaster risk (NRI Risk Index score 39.4, 39th national percentile), driven primarily by hail and winter weather exposure. Expected annual loss across all 18 hazard types is $9M.
Source: FEMA National Risk Index v1.20 · Updated December 2025
Top Hazards
All 18 Hazard Risks
| Hail | Low | 2.99 / yr | $415K |
| Winter Weather | Medium | 7.68 / yr | $93K |
| Tornado | Medium | 0.23 / yr | $2M |
| Earthquake | Low | 0.00 / yr | $452K |
| Cold Wave | Low | 0.84 / yr | $1M |
| Strong Wind | Medium | 5.95 / yr | $597K |
| Ice Storm | Low | 0.59 / yr | $90K |
| Landslide | Very Low | 0.77 / yr | $929 |
| Hurricane | Very Low | 0.03 / yr | $46K |
| Lightning | Low | 54.73 / yr | $154K |
| Riverine Flood | Low | 0.68 / yr | $4M |
| Drought | Low | 4.83 / yr | $41K |
| Heat Wave | Very Low | 2.95 / yr | $128K |
| Wildfire | Very Low | 0.00 / yr | $4K |
| Avalanche | Very Low | 0.00 / yr | $0 |
| Coastal Flood | Very Low | 0.00 / yr | $0 |
| Tsunami | Very Low | 0.00 / yr | $0 |
| Volcanic Activity | Very Low | 0.00 / yr | $0 |
Frequently Asked Questions
What is the overall natural disaster risk for Adair County?
Adair County has a composite FEMA National Risk Index score of 39.4 out of 100, placing it in the Very Low category and the 39th national percentile. This combines Expected Annual Loss, Social Vulnerability, and Community Resilience across 18 hazard types.
What are the top natural hazards in Adair County?
The three highest-rated hazards are Hail (Low, $415K EAL), Winter Weather (Medium, $93K EAL), Tornado (Medium, $2M EAL). These account for most of the county's expected annual losses.
How does Adair County compare to other Kentucky counties?
Adair County ranks #63 of 120 Kentucky counties for overall natural disaster risk, with a very low rating.
What does Expected Annual Loss (EAL) mean?
EAL is FEMA's estimate of average annual dollar losses from natural hazards, calculated from historical event data and exposure models. Adair County's $9M EAL is a statistical average, not a guarantee for any specific year or address.