Calloway County
Kentucky — Natural Disaster Risk Assessment
LowComposite Risk Score
National percentile: 75th
Calloway County faces low composite natural disaster risk (NRI Risk Index score 75.3, 75th national percentile), driven primarily by earthquake and ice storm exposure. Expected annual loss across all 18 hazard types is $29M.
Source: FEMA National Risk Index v1.20 · Updated December 2025
Top Hazards
All 18 Hazard Risks
| Earthquake | Medium | 0.01 / yr | $13M |
| Ice Storm | High | 1.53 / yr | $857K |
| Winter Weather | Medium | 6.68 / yr | $187K |
| Tornado | Medium | 0.35 / yr | $3M |
| Cold Wave | Medium | 0.89 / yr | $3M |
| Lightning | Medium | 55.89 / yr | $501K |
| Heat Wave | Low | 9.84 / yr | $893K |
| Drought | Medium | 8.07 / yr | $343K |
| Landslide | Low | 0.48 / yr | $3K |
| Strong Wind | Medium | 3.83 / yr | $673K |
| Hail | Low | 2.78 / yr | $342K |
| Riverine Flood | Low | 2.64 / yr | $6M |
| Hurricane | Very Low | 0.01 / yr | $23K |
| Wildfire | Very Low | 0.00 / yr | $6K |
| Avalanche | Very Low | 0.00 / yr | $0 |
| Coastal Flood | Very Low | 0.00 / yr | $0 |
| Tsunami | Very Low | 0.00 / yr | $0 |
| Volcanic Activity | Very Low | 0.00 / yr | $0 |
Frequently Asked Questions
What is the overall natural disaster risk for Calloway County?
Calloway County has a composite FEMA National Risk Index score of 75.3 out of 100, placing it in the Low category and the 75th national percentile. This combines Expected Annual Loss, Social Vulnerability, and Community Resilience across 18 hazard types.
What are the top natural hazards in Calloway County?
The three highest-rated hazards are Earthquake (Medium, $13M EAL), Ice Storm (High, $857K EAL), Winter Weather (Medium, $187K EAL). These account for most of the county's expected annual losses.
How does Calloway County compare to other Kentucky counties?
Calloway County ranks #13 of 120 Kentucky counties for overall natural disaster risk, with a low rating.
What does Expected Annual Loss (EAL) mean?
EAL is FEMA's estimate of average annual dollar losses from natural hazards, calculated from historical event data and exposure models. Calloway County's $29M EAL is a statistical average, not a guarantee for any specific year or address.