Graves County

Kentucky — Natural Disaster Risk Assessment

Medium

Composite Risk Score

84.0

National percentile: 84th

Graves County faces medium composite natural disaster risk (NRI Risk Index score 84.0, 84th national percentile), driven primarily by earthquake and ice storm exposure. Expected annual loss across all 18 hazard types is $39M.

Source: FEMA National Risk Index v1.20 · Updated December 2025

Expected Annual Loss $39M Annualized county-level EAL
Social Vulnerability High Population sensitivity
Community Resilience Low Capacity to recover
Population 37K Latest estimate

Top Hazards

Earthquake
Medium $23M/yr
Ice Storm
High $1M/yr
Strong Wind
High $2M/yr

All 18 Hazard Risks

Earthquake Medium 0.01 / yr $23M
Ice Storm High 1.61 / yr $1M
Strong Wind High 3.62 / yr $2M
Drought Medium 8.33 / yr $1M
Winter Weather Medium 6.58 / yr $196K
Cold Wave Medium 0.89 / yr $2M
Heat Wave Low 10.42 / yr $881K
Lightning Medium 56.64 / yr $436K
Tornado Medium 0.49 / yr $2M
Landslide Low 0.84 / yr $4K
Hail Low 2.82 / yr $289K
Riverine Flood Low 2.29 / yr $6M
Hurricane Very Low 0.01 / yr $49K
Wildfire Very Low 0.00 / yr $9K
Avalanche Very Low 0.00 / yr $0
Coastal Flood Very Low 0.00 / yr $0
Tsunami Very Low 0.00 / yr $0
Volcanic Activity Very Low 0.00 / yr $0

Frequently Asked Questions

What is the overall natural disaster risk for Graves County?

Graves County has a composite FEMA National Risk Index score of 84.0 out of 100, placing it in the Medium category and the 84th national percentile. This combines Expected Annual Loss, Social Vulnerability, and Community Resilience across 18 hazard types.

What are the top natural hazards in Graves County?

The three highest-rated hazards are Earthquake (Medium, $23M EAL), Ice Storm (High, $1M EAL), Strong Wind (High, $2M EAL). These account for most of the county's expected annual losses.

How does Graves County compare to other Kentucky counties?

Graves County ranks #8 of 120 Kentucky counties for overall natural disaster risk, with a medium rating.

What does Expected Annual Loss (EAL) mean?

EAL is FEMA's estimate of average annual dollar losses from natural hazards, calculated from historical event data and exposure models. Graves County's $39M EAL is a statistical average, not a guarantee for any specific year or address.