McLean County
Kentucky — Natural Disaster Risk Assessment
Very LowComposite Risk Score
National percentile: 41th
McLean County faces very low composite natural disaster risk (NRI Risk Index score 40.7, 41th national percentile), driven primarily by ice storm and earthquake exposure. Expected annual loss across all 18 hazard types is $9M.
Source: FEMA National Risk Index v1.20 · Updated December 2025
Top Hazards
All 18 Hazard Risks
| Ice Storm | High | 1.43 / yr | $492K |
| Earthquake | Low | 0.01 / yr | $2M |
| Strong Wind | Medium | 4.60 / yr | $732K |
| Drought | Medium | 5.79 / yr | $392K |
| Hail | Low | 2.92 / yr | $345K |
| Winter Weather | Low | 7.79 / yr | $53K |
| Riverine Flood | Low | 2.25 / yr | $4M |
| Heat Wave | Low | 8.26 / yr | $219K |
| Tornado | Low | 0.19 / yr | $567K |
| Hurricane | Very Low | 0.01 / yr | $8K |
| Cold Wave | Very Low | 0.95 / yr | $216K |
| Lightning | Very Low | 53.36 / yr | $47K |
| Landslide | Very Low | 0.19 / yr | $66 |
| Wildfire | Very Low | 0.00 / yr | $1K |
| Avalanche | Very Low | 0.00 / yr | $0 |
| Coastal Flood | Very Low | 0.00 / yr | $0 |
| Tsunami | Very Low | 0.00 / yr | $0 |
| Volcanic Activity | Very Low | 0.00 / yr | $0 |
Frequently Asked Questions
What is the overall natural disaster risk for McLean County?
McLean County has a composite FEMA National Risk Index score of 40.7 out of 100, placing it in the Very Low category and the 41th national percentile. This combines Expected Annual Loss, Social Vulnerability, and Community Resilience across 18 hazard types.
What are the top natural hazards in McLean County?
The three highest-rated hazards are Ice Storm (High, $492K EAL), Earthquake (Low, $2M EAL), Strong Wind (Medium, $732K EAL). These account for most of the county's expected annual losses.
How does McLean County compare to other Kentucky counties?
McLean County ranks #58 of 120 Kentucky counties for overall natural disaster risk, with a very low rating.
What does Expected Annual Loss (EAL) mean?
EAL is FEMA's estimate of average annual dollar losses from natural hazards, calculated from historical event data and exposure models. McLean County's $9M EAL is a statistical average, not a guarantee for any specific year or address.