Worcester County

Massachusetts — Natural Disaster Risk Assessment

Medium

Composite Risk Score

93.5

National percentile: 94th

Worcester County faces medium composite natural disaster risk (NRI Risk Index score 93.5, 94th national percentile), driven primarily by ice storm and strong wind exposure. Expected annual loss across all 18 hazard types is $163M.

Source: FEMA National Risk Index v1.20 · Updated December 2025

Expected Annual Loss $163M Annualized county-level EAL
Social Vulnerability Low Population sensitivity
Community Resilience Very High Capacity to recover
Population 862K Latest estimate

Top Hazards

Ice Storm
Very High $4M/yr
Strong Wind
High $4M/yr
Hurricane
High $37M/yr

All 18 Hazard Risks

Ice Storm Very High 2.99 / yr $4M
Strong Wind High 1.26 / yr $4M
Hurricane High 0.13 / yr $37M
Riverine Flood High 3.75 / yr $90M
Lightning High 22.50 / yr $2M
Landslide Medium 1.61 / yr $109K
Cold Wave High 3.36 / yr $10M
Heat Wave Medium 4.36 / yr $3M
Earthquake Low 0.00 / yr $6M
Tornado Medium 0.38 / yr $5M
Hail Medium 2.60 / yr $925K
Drought Medium 4.28 / yr $704K
Winter Weather Medium 19.30 / yr $122K
Wildfire Very Low 0.00 / yr $116K
Avalanche Very Low 0.00 / yr $0
Coastal Flood Very Low 0.00 / yr $0
Tsunami Very Low 0.00 / yr $0
Volcanic Activity Very Low 0.00 / yr $0

Frequently Asked Questions

What is the overall natural disaster risk for Worcester County?

Worcester County has a composite FEMA National Risk Index score of 93.5 out of 100, placing it in the Medium category and the 94th national percentile. This combines Expected Annual Loss, Social Vulnerability, and Community Resilience across 18 hazard types.

What are the top natural hazards in Worcester County?

The three highest-rated hazards are Ice Storm (Very High, $4M EAL), Strong Wind (High, $4M EAL), Hurricane (High, $37M EAL). These account for most of the county's expected annual losses.

How does Worcester County compare to other Massachusetts counties?

Worcester County ranks #4 of 14 Massachusetts counties for overall natural disaster risk, with a medium rating.

What does Expected Annual Loss (EAL) mean?

EAL is FEMA's estimate of average annual dollar losses from natural hazards, calculated from historical event data and exposure models. Worcester County's $163M EAL is a statistical average, not a guarantee for any specific year or address.