Branch County

Michigan — Natural Disaster Risk Assessment

Low

Composite Risk Score

51.8

National percentile: 52th

Branch County faces low composite natural disaster risk (NRI Risk Index score 51.8, 52th national percentile), driven primarily by hail and tornado exposure. Expected annual loss across all 18 hazard types is $14M.

Source: FEMA National Risk Index v1.20 · Updated December 2025

Expected Annual Loss $14M Annualized county-level EAL
Social Vulnerability High Population sensitivity
Community Resilience High Capacity to recover
Population 45K Latest estimate

Top Hazards

Hail
Medium $699K/yr
Tornado
Medium $2M/yr
Strong Wind
Medium $842K/yr

All 18 Hazard Risks

Hail Medium 2.88 / yr $699K
Tornado Medium 0.26 / yr $2M
Strong Wind Medium 5.15 / yr $842K
Riverine Flood Low 0.01 / yr $8M
Drought Low 0.84 / yr $239K
Ice Storm Medium 1.59 / yr $112K
Cold Wave Low 3.05 / yr $1M
Earthquake Very Low 0.00 / yr $294K
Lightning Low 37.24 / yr $218K
Landslide Very Low 0.07 / yr $459
Heat Wave Very Low 3.47 / yr $165K
Winter Weather Low 12.79 / yr $33K
Hurricane Very Low 0.01 / yr $17K
Wildfire Very Low 0.00 / yr $4K
Avalanche Very Low 0.00 / yr $0
Coastal Flood Very Low 0.00 / yr $0
Tsunami Very Low 0.00 / yr $0
Volcanic Activity Very Low 0.00 / yr $0

Frequently Asked Questions

What is the overall natural disaster risk for Branch County?

Branch County has a composite FEMA National Risk Index score of 51.8 out of 100, placing it in the Low category and the 52th national percentile. This combines Expected Annual Loss, Social Vulnerability, and Community Resilience across 18 hazard types.

What are the top natural hazards in Branch County?

The three highest-rated hazards are Hail (Medium, $699K EAL), Tornado (Medium, $2M EAL), Strong Wind (Medium, $842K EAL). These account for most of the county's expected annual losses.

How does Branch County compare to other Michigan counties?

Branch County ranks #42 of 83 Michigan counties for overall natural disaster risk, with a low rating.

What does Expected Annual Loss (EAL) mean?

EAL is FEMA's estimate of average annual dollar losses from natural hazards, calculated from historical event data and exposure models. Branch County's $14M EAL is a statistical average, not a guarantee for any specific year or address.