Yellowstone County

Montana — Natural Disaster Risk Assessment

Medium

Composite Risk Score

83.6

National percentile: 84th

Yellowstone County faces medium composite natural disaster risk (NRI Risk Index score 83.6, 84th national percentile), driven primarily by winter weather and cold wave exposure. Expected annual loss across all 18 hazard types is $60M.

Source: FEMA National Risk Index v1.20 · Updated December 2025

Expected Annual Loss $60M Annualized county-level EAL
Social Vulnerability Low Population sensitivity
Community Resilience Very High Capacity to recover
Population 165K Latest estimate

Top Hazards

Winter Weather
Very High $2M/yr
Cold Wave
High $19M/yr
Wildfire
Medium $3M/yr

All 18 Hazard Risks

Winter Weather Very High 18.28 / yr $2M
Cold Wave High 3.55 / yr $19M
Wildfire Medium 0.00 / yr $3M
Lightning High 31.99 / yr $1M
Riverine Flood Medium 1.00 / yr $29M
Hail Medium 2.00 / yr $1M
Earthquake Low 0.00 / yr $1M
Heat Wave Low 2.21 / yr $1M
Landslide Low 1.22 / yr $8K
Strong Wind Medium 0.85 / yr $865K
Drought Low 71.54 / yr $51K
Ice Storm Low 0.01 / yr $47K
Tornado Low 0.15 / yr $560K
Avalanche Very Low 0.01 / yr $0
Coastal Flood Very Low 0.00 / yr $0
Hurricane Very Low 0.00 / yr $0
Tsunami Very Low 0.00 / yr $0
Volcanic Activity Very Low 0.00 / yr $0

Frequently Asked Questions

What is the overall natural disaster risk for Yellowstone County?

Yellowstone County has a composite FEMA National Risk Index score of 83.6 out of 100, placing it in the Medium category and the 84th national percentile. This combines Expected Annual Loss, Social Vulnerability, and Community Resilience across 18 hazard types.

What are the top natural hazards in Yellowstone County?

The three highest-rated hazards are Winter Weather (Very High, $2M EAL), Cold Wave (High, $19M EAL), Wildfire (Medium, $3M EAL). These account for most of the county's expected annual losses.

How does Yellowstone County compare to other Montana counties?

Yellowstone County ranks #2 of 56 Montana counties for overall natural disaster risk, with a medium rating.

What does Expected Annual Loss (EAL) mean?

EAL is FEMA's estimate of average annual dollar losses from natural hazards, calculated from historical event data and exposure models. Yellowstone County's $60M EAL is a statistical average, not a guarantee for any specific year or address.