Thayer County
Nebraska — Natural Disaster Risk Assessment
Very LowComposite Risk Score
National percentile: 38th
Thayer County faces very low composite natural disaster risk (NRI Risk Index score 38.4, 38th national percentile), driven primarily by hail and strong wind exposure. Expected annual loss across all 18 hazard types is $13M.
Source: FEMA National Risk Index v1.20 · Updated December 2025
Top Hazards
All 18 Hazard Risks
| Hail | High | 8.04 / yr | $5M |
| Strong Wind | High | 4.72 / yr | $2M |
| Drought | Medium | 27.83 / yr | $1M |
| Ice Storm | Medium | 0.88 / yr | $167K |
| Winter Weather | Low | 12.32 / yr | $96K |
| Tornado | Low | 0.56 / yr | $1M |
| Wildfire | Very Low | 0.00 / yr | $36K |
| Lightning | Low | 44.98 / yr | $129K |
| Heat Wave | Very Low | 6.79 / yr | $97K |
| Riverine Flood | Very Low | 0.75 / yr | $3M |
| Earthquake | Very Low | 0.00 / yr | $11K |
| Cold Wave | Very Low | 3.84 / yr | $66K |
| Landslide | Very Low | 0.10 / yr | $13 |
| Avalanche | Very Low | 0.00 / yr | $0 |
| Coastal Flood | Very Low | 0.00 / yr | $0 |
| Hurricane | Very Low | 0.00 / yr | $0 |
| Tsunami | Very Low | 0.00 / yr | $0 |
| Volcanic Activity | Very Low | 0.00 / yr | $0 |
Frequently Asked Questions
What is the overall natural disaster risk for Thayer County?
Thayer County has a composite FEMA National Risk Index score of 38.4 out of 100, placing it in the Very Low category and the 38th national percentile. This combines Expected Annual Loss, Social Vulnerability, and Community Resilience across 18 hazard types.
What are the top natural hazards in Thayer County?
The three highest-rated hazards are Hail (High, $5M EAL), Strong Wind (High, $2M EAL), Drought (Medium, $1M EAL). These account for most of the county's expected annual losses.
How does Thayer County compare to other Nebraska counties?
Thayer County ranks #24 of 93 Nebraska counties for overall natural disaster risk, with a very low rating.
What does Expected Annual Loss (EAL) mean?
EAL is FEMA's estimate of average annual dollar losses from natural hazards, calculated from historical event data and exposure models. Thayer County's $13M EAL is a statistical average, not a guarantee for any specific year or address.