Putnam County
New York — Natural Disaster Risk Assessment
Very LowComposite Risk Score
National percentile: 40th
Putnam County faces very low composite natural disaster risk (NRI Risk Index score 39.8, 40th national percentile), driven primarily by landslide and hurricane exposure. Expected annual loss across all 18 hazard types is $20M.
Source: FEMA National Risk Index v1.20 · Updated December 2025
Top Hazards
All 18 Hazard Risks
| Landslide | Low | 0.45 / yr | $20K |
| Hurricane | Low | 0.12 / yr | $1M |
| Ice Storm | Medium | 1.96 / yr | $328K |
| Earthquake | Low | 0.00 / yr | $999K |
| Strong Wind | Medium | 4.44 / yr | $1M |
| Riverine Flood | Low | 0.86 / yr | $14M |
| Winter Weather | Low | 14.53 / yr | $120K |
| Heat Wave | Low | 5.63 / yr | $544K |
| Lightning | Low | 29.32 / yr | $306K |
| Coastal Flood | Very Low | 3.69 / yr | $28K |
| Cold Wave | Low | 1.26 / yr | $1M |
| Avalanche | Very Low | 0.01 / yr | $225 |
| Tornado | Low | 0.08 / yr | $825K |
| Wildfire | Very Low | 0.00 / yr | $12K |
| Drought | Very Low | 1.07 / yr | $5K |
| Hail | Very Low | 2.73 / yr | $18K |
| Tsunami | Very Low | 0.00 / yr | $0 |
| Volcanic Activity | Very Low | 0.00 / yr | $0 |
Frequently Asked Questions
What is the overall natural disaster risk for Putnam County?
Putnam County has a composite FEMA National Risk Index score of 39.8 out of 100, placing it in the Very Low category and the 40th national percentile. This combines Expected Annual Loss, Social Vulnerability, and Community Resilience across 18 hazard types.
What are the top natural hazards in Putnam County?
The three highest-rated hazards are Landslide (Low, $20K EAL), Hurricane (Low, $1M EAL), Ice Storm (Medium, $328K EAL). These account for most of the county's expected annual losses.
How does Putnam County compare to other New York counties?
Putnam County ranks #58 of 62 New York counties for overall natural disaster risk, with a very low rating.
What does Expected Annual Loss (EAL) mean?
EAL is FEMA's estimate of average annual dollar losses from natural hazards, calculated from historical event data and exposure models. Putnam County's $20M EAL is a statistical average, not a guarantee for any specific year or address.