Steuben County
New York — Natural Disaster Risk Assessment
LowComposite Risk Score
National percentile: 77th
Steuben County faces low composite natural disaster risk (NRI Risk Index score 76.9, 77th national percentile), driven primarily by riverine flood and landslide exposure. Expected annual loss across all 18 hazard types is $33M.
Source: FEMA National Risk Index v1.20 · Updated December 2025
Top Hazards
All 18 Hazard Risks
| Riverine Flood | Medium | 2.11 / yr | $28M |
| Landslide | Low | 1.28 / yr | $15K |
| Lightning | Medium | 30.10 / yr | $566K |
| Hurricane | Low | 0.03 / yr | $541K |
| Tornado | Low | 0.25 / yr | $1M |
| Strong Wind | Medium | 1.61 / yr | $596K |
| Cold Wave | Low | 3.32 / yr | $1M |
| Avalanche | Very Low | 0.01 / yr | $894 |
| Drought | Low | 0.92 / yr | $192K |
| Hail | Low | 1.55 / yr | $223K |
| Ice Storm | Low | 0.25 / yr | $67K |
| Heat Wave | Low | 2.58 / yr | $254K |
| Earthquake | Very Low | 0.00 / yr | $125K |
| Winter Weather | Low | 14.05 / yr | $32K |
| Wildfire | Very Low | 0.00 / yr | $13K |
| Coastal Flood | Very Low | 0.00 / yr | $0 |
| Tsunami | Very Low | 0.00 / yr | $0 |
| Volcanic Activity | Very Low | 0.00 / yr | $0 |
Frequently Asked Questions
What is the overall natural disaster risk for Steuben County?
Steuben County has a composite FEMA National Risk Index score of 76.9 out of 100, placing it in the Low category and the 77th national percentile. This combines Expected Annual Loss, Social Vulnerability, and Community Resilience across 18 hazard types.
What are the top natural hazards in Steuben County?
The three highest-rated hazards are Riverine Flood (Medium, $28M EAL), Landslide (Low, $15K EAL), Lightning (Medium, $566K EAL). These account for most of the county's expected annual losses.
How does Steuben County compare to other New York counties?
Steuben County ranks #26 of 62 New York counties for overall natural disaster risk, with a low rating.
What does Expected Annual Loss (EAL) mean?
EAL is FEMA's estimate of average annual dollar losses from natural hazards, calculated from historical event data and exposure models. Steuben County's $33M EAL is a statistical average, not a guarantee for any specific year or address.