Hertford County
North Carolina — Natural Disaster Risk Assessment
LowComposite Risk Score
National percentile: 68th
Hertford County faces low composite natural disaster risk (NRI Risk Index score 68.2, 68th national percentile), driven primarily by hurricane and drought exposure. Expected annual loss across all 18 hazard types is $17M.
Source: FEMA National Risk Index v1.20 · Updated December 2025
Top Hazards
All 18 Hazard Risks
| Hurricane | High | 0.26 / yr | $10M |
| Drought | Medium | 3.41 / yr | $692K |
| Winter Weather | Medium | 3.58 / yr | $150K |
| Heat Wave | Low | 6.58 / yr | $412K |
| Earthquake | Very Low | 0.00 / yr | $214K |
| Riverine Flood | Low | 0.57 / yr | $4M |
| Tornado | Low | 0.21 / yr | $723K |
| Hail | Low | 2.33 / yr | $150K |
| Strong Wind | Low | 0.80 / yr | $318K |
| Lightning | Low | 46.77 / yr | $103K |
| Ice Storm | Low | 0.68 / yr | $33K |
| Coastal Flood | Very Low | 3.63 / yr | $10K |
| Cold Wave | Low | 0.53 / yr | $299K |
| Wildfire | Very Low | 0.00 / yr | $10K |
| Landslide | Very Low | 0.07 / yr | $90 |
| Avalanche | Very Low | 0.00 / yr | $0 |
| Tsunami | Very Low | 0.00 / yr | $0 |
| Volcanic Activity | Very Low | 0.00 / yr | $0 |
Frequently Asked Questions
What is the overall natural disaster risk for Hertford County?
Hertford County has a composite FEMA National Risk Index score of 68.2 out of 100, placing it in the Low category and the 68th national percentile. This combines Expected Annual Loss, Social Vulnerability, and Community Resilience across 18 hazard types.
What are the top natural hazards in Hertford County?
The three highest-rated hazards are Hurricane (High, $10M EAL), Drought (Medium, $692K EAL), Winter Weather (Medium, $150K EAL). These account for most of the county's expected annual losses.
How does Hertford County compare to other North Carolina counties?
Hertford County ranks #54 of 100 North Carolina counties for overall natural disaster risk, with a low rating.
What does Expected Annual Loss (EAL) mean?
EAL is FEMA's estimate of average annual dollar losses from natural hazards, calculated from historical event data and exposure models. Hertford County's $17M EAL is a statistical average, not a guarantee for any specific year or address.