Martin County
North Carolina — Natural Disaster Risk Assessment
LowComposite Risk Score
National percentile: 65th
Martin County faces low composite natural disaster risk (NRI Risk Index score 65.5, 65th national percentile), driven primarily by hurricane and winter weather exposure. Expected annual loss across all 18 hazard types is $21M.
Source: FEMA National Risk Index v1.20 · Updated December 2025
Top Hazards
All 18 Hazard Risks
| Hurricane | Medium | 0.27 / yr | $11M |
| Winter Weather | Medium | 3.32 / yr | $179K |
| Drought | Medium | 6.11 / yr | $786K |
| Tornado | Low | 0.29 / yr | $1M |
| Heat Wave | Low | 7.53 / yr | $427K |
| Riverine Flood | Low | 0.57 / yr | $6M |
| Hail | Low | 2.72 / yr | $186K |
| Earthquake | Very Low | 0.00 / yr | $130K |
| Ice Storm | Low | 0.61 / yr | $40K |
| Wildfire | Very Low | 0.00 / yr | $17K |
| Lightning | Low | 49.05 / yr | $111K |
| Strong Wind | Low | 0.82 / yr | $283K |
| Coastal Flood | Very Low | 0.80 / yr | $5K |
| Cold Wave | Very Low | 0.42 / yr | $225K |
| Landslide | Very Low | 0.07 / yr | $92 |
| Avalanche | Very Low | 0.00 / yr | $0 |
| Tsunami | Very Low | 0.00 / yr | $0 |
| Volcanic Activity | Very Low | 0.00 / yr | $0 |
Frequently Asked Questions
What is the overall natural disaster risk for Martin County?
Martin County has a composite FEMA National Risk Index score of 65.5 out of 100, placing it in the Low category and the 65th national percentile. This combines Expected Annual Loss, Social Vulnerability, and Community Resilience across 18 hazard types.
What are the top natural hazards in Martin County?
The three highest-rated hazards are Hurricane (Medium, $11M EAL), Winter Weather (Medium, $179K EAL), Drought (Medium, $786K EAL). These account for most of the county's expected annual losses.
How does Martin County compare to other North Carolina counties?
Martin County ranks #61 of 100 North Carolina counties for overall natural disaster risk, with a low rating.
What does Expected Annual Loss (EAL) mean?
EAL is FEMA's estimate of average annual dollar losses from natural hazards, calculated from historical event data and exposure models. Martin County's $21M EAL is a statistical average, not a guarantee for any specific year or address.