Lancaster County
South Carolina — Natural Disaster Risk Assessment
LowComposite Risk Score
National percentile: 79th
Lancaster County faces low composite natural disaster risk (NRI Risk Index score 79.4, 79th national percentile), driven primarily by ice storm and strong wind exposure. Expected annual loss across all 18 hazard types is $40M.
Source: FEMA National Risk Index v1.20 · Updated December 2025
Top Hazards
All 18 Hazard Risks
| Ice Storm | High | 1.48 / yr | $1M |
| Strong Wind | High | 4.65 / yr | $2M |
| Tornado | Medium | 0.35 / yr | $6M |
| Cold Wave | Medium | 0.37 / yr | $6M |
| Earthquake | Low | 0.00 / yr | $2M |
| Riverine Flood | Medium | 0.68 / yr | $21M |
| Lightning | Medium | 54.36 / yr | $743K |
| Hurricane | Low | 0.16 / yr | $948K |
| Heat Wave | Low | 2.96 / yr | $520K |
| Hail | Low | 4.21 / yr | $287K |
| Landslide | Very Low | 0.60 / yr | $2K |
| Wildfire | Very Low | 0.00 / yr | $34K |
| Winter Weather | Low | 3.05 / yr | $53K |
| Drought | Very Low | 20.66 / yr | $26K |
| Avalanche | Very Low | 0.00 / yr | $0 |
| Coastal Flood | Very Low | 0.00 / yr | $0 |
| Tsunami | Very Low | 0.00 / yr | $0 |
| Volcanic Activity | Very Low | 0.00 / yr | $0 |
Frequently Asked Questions
What is the overall natural disaster risk for Lancaster County?
Lancaster County has a composite FEMA National Risk Index score of 79.4 out of 100, placing it in the Low category and the 79th national percentile. This combines Expected Annual Loss, Social Vulnerability, and Community Resilience across 18 hazard types.
What are the top natural hazards in Lancaster County?
The three highest-rated hazards are Ice Storm (High, $1M EAL), Strong Wind (High, $2M EAL), Tornado (Medium, $6M EAL). These account for most of the county's expected annual losses.
How does Lancaster County compare to other South Carolina counties?
Lancaster County ranks #22 of 46 South Carolina counties for overall natural disaster risk, with a low rating.
What does Expected Annual Loss (EAL) mean?
EAL is FEMA's estimate of average annual dollar losses from natural hazards, calculated from historical event data and exposure models. Lancaster County's $40M EAL is a statistical average, not a guarantee for any specific year or address.