Covington City

Virginia — Natural Disaster Risk Assessment

Very Low

Composite Risk Score

9.7

National percentile: 10th

Covington City faces very low composite natural disaster risk (NRI Risk Index score 9.7, 10th national percentile), driven primarily by strong wind and hurricane exposure. Expected annual loss across all 18 hazard types is $5M.

Source: FEMA National Risk Index v1.20 · Updated December 2025

Expected Annual Loss $5M Annualized county-level EAL
Social Vulnerability Medium Population sensitivity
Community Resilience Very High Capacity to recover
Population 6K Latest estimate

Top Hazards

Strong Wind
Medium $1M/yr
Hurricane
Very Low $42K/yr
Lightning
Low $147K/yr

All 18 Hazard Risks

Strong Wind Medium 2.58 / yr $1M
Hurricane Very Low 0.02 / yr $42K
Lightning Low 41.83 / yr $147K
Earthquake Very Low 0.00 / yr $55K
Cold Wave Low 4.89 / yr $348K
Riverine Flood Very Low 0.29 / yr $3M
Landslide Very Low 0.01 / yr $98
Winter Weather Very Low 13.26 / yr $14K
Hail Very Low 3.23 / yr $23K
Ice Storm Very Low 0.51 / yr $4K
Tornado Very Low 0.00 / yr $23K
Heat Wave Very Low 0.11 / yr $1K
Wildfire Very Low 0.00 / yr $69
Avalanche Very Low 0.00 / yr $0
Coastal Flood Very Low 0.00 / yr $0
Drought Very Low 1.41 / yr $0
Tsunami Very Low 0.00 / yr $0
Volcanic Activity Very Low 0.00 / yr $0

Frequently Asked Questions

What is the overall natural disaster risk for Covington City?

Covington City has a composite FEMA National Risk Index score of 9.7 out of 100, placing it in the Very Low category and the 10th national percentile. This combines Expected Annual Loss, Social Vulnerability, and Community Resilience across 18 hazard types.

What are the top natural hazards in Covington City?

The three highest-rated hazards are Strong Wind (Medium, $1M EAL), Hurricane (Very Low, $42K EAL), Lightning (Low, $147K EAL). These account for most of the county's expected annual losses.

How does Covington City compare to other Virginia counties?

Covington City ranks #105 of 133 Virginia counties for overall natural disaster risk, with a very low rating.

What does Expected Annual Loss (EAL) mean?

EAL is FEMA's estimate of average annual dollar losses from natural hazards, calculated from historical event data and exposure models. Covington City's $5M EAL is a statistical average, not a guarantee for any specific year or address.