Imperial County

California — Natural Disaster Risk Assessment

High

Composite Risk Score

96.5

National percentile: 96th

Imperial County faces high composite natural disaster risk (NRI Risk Index score 96.5, 96th national percentile), driven primarily by earthquake and riverine flood exposure. Expected annual loss across all 18 hazard types is $148M.

Source: FEMA National Risk Index v1.20 · Updated December 2025

Expected Annual Loss $148M Annualized county-level EAL
Social Vulnerability Very High Population sensitivity
Community Resilience Very Low Capacity to recover
Population 179K Latest estimate

Top Hazards

Earthquake
High $101M/yr
Riverine Flood
High $43M/yr
Heat Wave
Medium $3M/yr

All 18 Hazard Risks

Earthquake High 0.15 / yr $101M
Riverine Flood High 1.54 / yr $43M
Heat Wave Medium 16.90 / yr $3M
Volcanic Activity Low 0.00 / yr $2K
Wildfire Low 0.00 / yr $184K
Drought Medium 39.28 / yr $321K
Strong Wind Medium 0.28 / yr $401K
Landslide Very Low 6.46 / yr $459
Hurricane Very Low 0.02 / yr $5K
Hail Very Low 0.05 / yr $46K
Lightning Very Low 11.27 / yr $35K
Tornado Very Low 0.10 / yr $53K
Winter Weather Very Low 0.00 / yr $0
Avalanche Very Low 0.00 / yr $0
Coastal Flood Very Low 0.00 / yr $0
Cold Wave Very Low 0.00 / yr $0
Ice Storm Very Low 0.00 / yr $0
Tsunami Very Low 0.00 / yr $0

Frequently Asked Questions

What is the overall natural disaster risk for Imperial County?

Imperial County has a composite FEMA National Risk Index score of 96.5 out of 100, placing it in the High category and the 96th national percentile. This combines Expected Annual Loss, Social Vulnerability, and Community Resilience across 18 hazard types.

What are the top natural hazards in Imperial County?

The three highest-rated hazards are Earthquake (High, $101M EAL), Riverine Flood (High, $43M EAL), Heat Wave (Medium, $3M EAL). These account for most of the county's expected annual losses.

How does Imperial County compare to other California counties?

Imperial County ranks #25 of 58 California counties for overall natural disaster risk, with a high rating.

What does Expected Annual Loss (EAL) mean?

EAL is FEMA's estimate of average annual dollar losses from natural hazards, calculated from historical event data and exposure models. Imperial County's $148M EAL is a statistical average, not a guarantee for any specific year or address.