Placer County

California — Natural Disaster Risk Assessment

Medium

Composite Risk Score

93.1

National percentile: 93th

Placer County faces medium composite natural disaster risk (NRI Risk Index score 93.1, 93th national percentile), driven primarily by wildfire and avalanche exposure. Expected annual loss across all 18 hazard types is $163M.

Source: FEMA National Risk Index v1.20 · Updated December 2025

Expected Annual Loss $163M Annualized county-level EAL
Social Vulnerability Very Low Population sensitivity
Community Resilience Very High Capacity to recover
Population 405K Latest estimate

Top Hazards

Wildfire
High $25M/yr
Avalanche
Very High $7M/yr
Riverine Flood
High $107M/yr

All 18 Hazard Risks

Wildfire High 0.01 / yr $25M
Avalanche Very High 0.47 / yr $7M
Riverine Flood High 1.11 / yr $107M
Earthquake Medium 0.03 / yr $19M
Drought Medium 62.48 / yr $2M
Landslide Low 2.28 / yr $40K
Lightning High 14.21 / yr $983K
Heat Wave Low 4.30 / yr $1M
Volcanic Activity Very Low 0.00 / yr $95
Winter Weather Low 27.20 / yr $73K
Hail Very Low 0.16 / yr $118K
Tornado Very Low 0.14 / yr $387K
Strong Wind Low 0.07 / yr $245K
Coastal Flood Very Low 0.00 / yr $0
Cold Wave Very Low 0.00 / yr $0
Hurricane Very Low 0.00 / yr $0
Ice Storm Very Low 0.00 / yr $0
Tsunami Very Low 0.00 / yr $0

Frequently Asked Questions

What is the overall natural disaster risk for Placer County?

Placer County has a composite FEMA National Risk Index score of 93.1 out of 100, placing it in the Medium category and the 93th national percentile. This combines Expected Annual Loss, Social Vulnerability, and Community Resilience across 18 hazard types.

What are the top natural hazards in Placer County?

The three highest-rated hazards are Wildfire (High, $25M EAL), Avalanche (Very High, $7M EAL), Riverine Flood (High, $107M EAL). These account for most of the county's expected annual losses.

How does Placer County compare to other California counties?

Placer County ranks #34 of 58 California counties for overall natural disaster risk, with a medium rating.

What does Expected Annual Loss (EAL) mean?

EAL is FEMA's estimate of average annual dollar losses from natural hazards, calculated from historical event data and exposure models. Placer County's $163M EAL is a statistical average, not a guarantee for any specific year or address.