Muscogee County

Georgia — Natural Disaster Risk Assessment

Medium

Composite Risk Score

81.6

National percentile: 82th

Muscogee County faces medium composite natural disaster risk (NRI Risk Index score 81.6, 82th national percentile), driven primarily by lightning and heat wave exposure. Expected annual loss across all 18 hazard types is $39M.

Source: FEMA National Risk Index v1.20 · Updated December 2025

Expected Annual Loss $39M Annualized county-level EAL
Social Vulnerability Medium Population sensitivity
Community Resilience Medium Capacity to recover
Population 206K Latest estimate

Top Hazards

Lightning
High $1M/yr
Heat Wave
Medium $3M/yr
Riverine Flood
Medium $26M/yr

All 18 Hazard Risks

Lightning High 65.90 / yr $1M
Heat Wave Medium 6.21 / yr $3M
Riverine Flood Medium 0.71 / yr $26M
Earthquake Low 0.00 / yr $2M
Hurricane Medium 0.08 / yr $2M
Hail Medium 2.68 / yr $827K
Strong Wind Medium 1.47 / yr $975K
Landslide Low 0.17 / yr $7K
Tornado Medium 0.16 / yr $2M
Wildfire Very Low 0.00 / yr $78K
Ice Storm Low 0.40 / yr $105K
Winter Weather Low 0.63 / yr $22K
Drought Very Low 45.56 / yr $13K
Cold Wave Very Low 0.32 / yr $114K
Avalanche Very Low 0.00 / yr $0
Coastal Flood Very Low 0.00 / yr $0
Tsunami Very Low 0.00 / yr $0
Volcanic Activity Very Low 0.00 / yr $0

Frequently Asked Questions

What is the overall natural disaster risk for Muscogee County?

Muscogee County has a composite FEMA National Risk Index score of 81.6 out of 100, placing it in the Medium category and the 82th national percentile. This combines Expected Annual Loss, Social Vulnerability, and Community Resilience across 18 hazard types.

What are the top natural hazards in Muscogee County?

The three highest-rated hazards are Lightning (High, $1M EAL), Heat Wave (Medium, $3M EAL), Riverine Flood (Medium, $26M EAL). These account for most of the county's expected annual losses.

How does Muscogee County compare to other Georgia counties?

Muscogee County ranks #15 of 159 Georgia counties for overall natural disaster risk, with a medium rating.

What does Expected Annual Loss (EAL) mean?

EAL is FEMA's estimate of average annual dollar losses from natural hazards, calculated from historical event data and exposure models. Muscogee County's $39M EAL is a statistical average, not a guarantee for any specific year or address.