Oglethorpe County

Georgia — Natural Disaster Risk Assessment

Very Low

Composite Risk Score

8.1

National percentile: 8th

Oglethorpe County faces very low composite natural disaster risk (NRI Risk Index score 8.1, 8th national percentile), driven primarily by hurricane and drought exposure. Expected annual loss across all 18 hazard types is $4M.

Source: FEMA National Risk Index v1.20 · Updated December 2025

Expected Annual Loss $4M Annualized county-level EAL
Social Vulnerability Low Population sensitivity
Community Resilience Low Capacity to recover
Population 15K Latest estimate

Top Hazards

Hurricane
Low $374K/yr
Drought
Low $338K/yr
Ice Storm
Low $111K/yr

All 18 Hazard Risks

Hurricane Low 0.06 / yr $374K
Drought Low 57.13 / yr $338K
Ice Storm Low 1.24 / yr $111K
Earthquake Very Low 0.00 / yr $200K
Hail Low 3.99 / yr $176K
Heat Wave Very Low 4.63 / yr $152K
Cold Wave Low 0.37 / yr $403K
Wildfire Very Low 0.00 / yr $14K
Tornado Low 0.26 / yr $464K
Strong Wind Low 2.55 / yr $190K
Landslide Very Low 0.25 / yr $55
Riverine Flood Very Low 0.14 / yr $2M
Lightning Very Low 55.77 / yr $44K
Winter Weather Very Low 2.05 / yr $3K
Avalanche Very Low 0.00 / yr $0
Coastal Flood Very Low 0.00 / yr $0
Tsunami Very Low 0.00 / yr $0
Volcanic Activity Very Low 0.00 / yr $0

Frequently Asked Questions

What is the overall natural disaster risk for Oglethorpe County?

Oglethorpe County has a composite FEMA National Risk Index score of 8.1 out of 100, placing it in the Very Low category and the 8th national percentile. This combines Expected Annual Loss, Social Vulnerability, and Community Resilience across 18 hazard types.

What are the top natural hazards in Oglethorpe County?

The three highest-rated hazards are Hurricane (Low, $374K EAL), Drought (Low, $338K EAL), Ice Storm (Low, $111K EAL). These account for most of the county's expected annual losses.

How does Oglethorpe County compare to other Georgia counties?

Oglethorpe County ranks #138 of 159 Georgia counties for overall natural disaster risk, with a very low rating.

What does Expected Annual Loss (EAL) mean?

EAL is FEMA's estimate of average annual dollar losses from natural hazards, calculated from historical event data and exposure models. Oglethorpe County's $4M EAL is a statistical average, not a guarantee for any specific year or address.