Union County

Georgia — Natural Disaster Risk Assessment

Low

Composite Risk Score

52.5

National percentile: 52th

Union County faces low composite natural disaster risk (NRI Risk Index score 52.5, 52th national percentile), driven primarily by landslide and cold wave exposure. Expected annual loss across all 18 hazard types is $12M.

Source: FEMA National Risk Index v1.20 · Updated December 2025

Expected Annual Loss $12M Annualized county-level EAL
Social Vulnerability Very High Population sensitivity
Community Resilience Low Capacity to recover
Population 25K Latest estimate

Top Hazards

Landslide
Medium $73K/yr
Cold Wave
Medium $3M/yr
Wildfire
Low $135K/yr

All 18 Hazard Risks

Landslide Medium 1.14 / yr $73K
Cold Wave Medium 2.42 / yr $3M
Wildfire Low 0.00 / yr $135K
Lightning Medium 60.83 / yr $333K
Earthquake Low 0.00 / yr $397K
Tornado Low 0.17 / yr $1M
Ice Storm Medium 1.18 / yr $97K
Riverine Flood Low 0.57 / yr $6M
Drought Low 35.74 / yr $149K
Hurricane Very Low 0.02 / yr $91K
Hail Low 4.16 / yr $186K
Strong Wind Low 2.91 / yr $356K
Winter Weather Very Low 7.79 / yr $9K
Heat Wave Very Low 0.11 / yr $6K
Avalanche Very Low 0.00 / yr $0
Coastal Flood Very Low 0.00 / yr $0
Tsunami Very Low 0.00 / yr $0
Volcanic Activity Very Low 0.00 / yr $0

Frequently Asked Questions

What is the overall natural disaster risk for Union County?

Union County has a composite FEMA National Risk Index score of 52.5 out of 100, placing it in the Low category and the 52th national percentile. This combines Expected Annual Loss, Social Vulnerability, and Community Resilience across 18 hazard types.

What are the top natural hazards in Union County?

The three highest-rated hazards are Landslide (Medium, $73K EAL), Cold Wave (Medium, $3M EAL), Wildfire (Low, $135K EAL). These account for most of the county's expected annual losses.

How does Union County compare to other Georgia counties?

Union County ranks #54 of 159 Georgia counties for overall natural disaster risk, with a low rating.

What does Expected Annual Loss (EAL) mean?

EAL is FEMA's estimate of average annual dollar losses from natural hazards, calculated from historical event data and exposure models. Union County's $12M EAL is a statistical average, not a guarantee for any specific year or address.