Woodford County
Illinois — Natural Disaster Risk Assessment
Very LowComposite Risk Score
National percentile: 40th
Woodford County faces very low composite natural disaster risk (NRI Risk Index score 39.9, 40th national percentile), driven primarily by cold wave and drought exposure. Expected annual loss across all 18 hazard types is $22M.
Source: FEMA National Risk Index v1.20 · Updated December 2025
Top Hazards
All 18 Hazard Risks
| Cold Wave | Medium | 5.21 / yr | $4M |
| Drought | Medium | 5.30 / yr | $925K |
| Landslide | Low | 0.13 / yr | $8K |
| Earthquake | Very Low | 0.00 / yr | $609K |
| Tornado | Low | 0.56 / yr | $2M |
| Riverine Flood | Low | 1.25 / yr | $12M |
| Heat Wave | Low | 6.53 / yr | $634K |
| Ice Storm | Low | 1.22 / yr | $127K |
| Strong Wind | Low | 5.19 / yr | $624K |
| Winter Weather | Low | 11.00 / yr | $65K |
| Lightning | Very Low | 45.66 / yr | $125K |
| Hail | Very Low | 3.42 / yr | $114K |
| Hurricane | Very Low | 0.01 / yr | $7K |
| Wildfire | Very Low | 0.00 / yr | $2K |
| Avalanche | Very Low | 0.00 / yr | $0 |
| Coastal Flood | Very Low | 0.00 / yr | $0 |
| Tsunami | Very Low | 0.00 / yr | $0 |
| Volcanic Activity | Very Low | 0.00 / yr | $0 |
Frequently Asked Questions
What is the overall natural disaster risk for Woodford County?
Woodford County has a composite FEMA National Risk Index score of 39.9 out of 100, placing it in the Very Low category and the 40th national percentile. This combines Expected Annual Loss, Social Vulnerability, and Community Resilience across 18 hazard types.
What are the top natural hazards in Woodford County?
The three highest-rated hazards are Cold Wave (Medium, $4M EAL), Drought (Medium, $925K EAL), Landslide (Low, $8K EAL). These account for most of the county's expected annual losses.
How does Woodford County compare to other Illinois counties?
Woodford County ranks #69 of 102 Illinois counties for overall natural disaster risk, with a very low rating.
What does Expected Annual Loss (EAL) mean?
EAL is FEMA's estimate of average annual dollar losses from natural hazards, calculated from historical event data and exposure models. Woodford County's $22M EAL is a statistical average, not a guarantee for any specific year or address.