Henry County
Indiana — Natural Disaster Risk Assessment
LowComposite Risk Score
National percentile: 45th
Henry County faces low composite natural disaster risk (NRI Risk Index score 44.8, 45th national percentile), driven primarily by tornado and earthquake exposure. Expected annual loss across all 18 hazard types is $15M.
Source: FEMA National Risk Index v1.20 · Updated December 2025
Top Hazards
All 18 Hazard Risks
| Tornado | Medium | 0.31 / yr | $4M |
| Earthquake | Low | 0.00 / yr | $718K |
| Hail | Low | 4.58 / yr | $451K |
| Ice Storm | Low | 0.90 / yr | $111K |
| Riverine Flood | Low | 0.64 / yr | $8M |
| Winter Weather | Low | 10.05 / yr | $68K |
| Landslide | Very Low | 0.08 / yr | $1K |
| Lightning | Low | 45.37 / yr | $202K |
| Strong Wind | Low | 4.27 / yr | $431K |
| Drought | Low | 1.26 / yr | $62K |
| Heat Wave | Very Low | 4.21 / yr | $113K |
| Cold Wave | Low | 3.32 / yr | $320K |
| Hurricane | Very Low | 0.01 / yr | $7K |
| Wildfire | Very Low | 0.00 / yr | $3K |
| Avalanche | Very Low | 0.00 / yr | $0 |
| Coastal Flood | Very Low | 0.00 / yr | $0 |
| Tsunami | Very Low | 0.00 / yr | $0 |
| Volcanic Activity | Very Low | 0.00 / yr | $0 |
Frequently Asked Questions
What is the overall natural disaster risk for Henry County?
Henry County has a composite FEMA National Risk Index score of 44.8 out of 100, placing it in the Low category and the 45th national percentile. This combines Expected Annual Loss, Social Vulnerability, and Community Resilience across 18 hazard types.
What are the top natural hazards in Henry County?
The three highest-rated hazards are Tornado (Medium, $4M EAL), Earthquake (Low, $718K EAL), Hail (Low, $451K EAL). These account for most of the county's expected annual losses.
How does Henry County compare to other Indiana counties?
Henry County ranks #41 of 92 Indiana counties for overall natural disaster risk, with a low rating.
What does Expected Annual Loss (EAL) mean?
EAL is FEMA's estimate of average annual dollar losses from natural hazards, calculated from historical event data and exposure models. Henry County's $15M EAL is a statistical average, not a guarantee for any specific year or address.