Orange County

Indiana — Natural Disaster Risk Assessment

Very Low

Composite Risk Score

40.5

National percentile: 40th

Orange County faces very low composite natural disaster risk (NRI Risk Index score 40.5, 40th national percentile), driven primarily by tornado and earthquake exposure. Expected annual loss across all 18 hazard types is $11M.

Source: FEMA National Risk Index v1.20 · Updated December 2025

Expected Annual Loss $11M Annualized county-level EAL
Social Vulnerability Medium Population sensitivity
Community Resilience Medium Capacity to recover
Population 20K Latest estimate

Top Hazards

Tornado
Medium $3M/yr
Earthquake
Low $795K/yr
Strong Wind
Medium $868K/yr

All 18 Hazard Risks

Tornado Medium 0.31 / yr $3M
Earthquake Low 0.00 / yr $795K
Strong Wind Medium 5.58 / yr $868K
Winter Weather Low 9.16 / yr $81K
Drought Low 4.23 / yr $156K
Heat Wave Low 5.68 / yr $351K
Riverine Flood Low 1.29 / yr $6M
Ice Storm Low 0.54 / yr $66K
Landslide Very Low 0.62 / yr $986
Hail Low 3.55 / yr $127K
Cold Wave Low 1.32 / yr $336K
Hurricane Very Low 0.01 / yr $7K
Lightning Very Low 50.88 / yr $66K
Wildfire Very Low 0.00 / yr $4K
Avalanche Very Low 0.00 / yr $0
Coastal Flood Very Low 0.00 / yr $0
Tsunami Very Low 0.00 / yr $0
Volcanic Activity Very Low 0.00 / yr $0

Frequently Asked Questions

What is the overall natural disaster risk for Orange County?

Orange County has a composite FEMA National Risk Index score of 40.5 out of 100, placing it in the Very Low category and the 40th national percentile. This combines Expected Annual Loss, Social Vulnerability, and Community Resilience across 18 hazard types.

What are the top natural hazards in Orange County?

The three highest-rated hazards are Tornado (Medium, $3M EAL), Earthquake (Low, $795K EAL), Strong Wind (Medium, $868K EAL). These account for most of the county's expected annual losses.

How does Orange County compare to other Indiana counties?

Orange County ranks #53 of 92 Indiana counties for overall natural disaster risk, with a very low rating.

What does Expected Annual Loss (EAL) mean?

EAL is FEMA's estimate of average annual dollar losses from natural hazards, calculated from historical event data and exposure models. Orange County's $11M EAL is a statistical average, not a guarantee for any specific year or address.