Steuben County
Indiana — Natural Disaster Risk Assessment
Very LowComposite Risk Score
National percentile: 27th
Steuben County faces very low composite natural disaster risk (NRI Risk Index score 27.2, 27th national percentile), driven primarily by hail and strong wind exposure. Expected annual loss across all 18 hazard types is $10M.
Source: FEMA National Risk Index v1.20 · Updated December 2025
Top Hazards
All 18 Hazard Risks
| Hail | Low | 3.09 / yr | $540K |
| Strong Wind | Medium | 5.30 / yr | $887K |
| Tornado | Low | 0.16 / yr | $2M |
| Landslide | Very Low | 0.10 / yr | $2K |
| Drought | Low | 1.53 / yr | $195K |
| Earthquake | Very Low | 0.00 / yr | $219K |
| Cold Wave | Low | 3.32 / yr | $730K |
| Ice Storm | Low | 1.46 / yr | $56K |
| Lightning | Low | 38.04 / yr | $171K |
| Riverine Flood | Low | 0.29 / yr | $5M |
| Hurricane | Very Low | 0.02 / yr | $14K |
| Heat Wave | Very Low | 3.79 / yr | $125K |
| Winter Weather | Low | 12.11 / yr | $26K |
| Wildfire | Very Low | 0.00 / yr | $5K |
| Avalanche | Very Low | 0.00 / yr | $0 |
| Coastal Flood | Very Low | 0.00 / yr | $0 |
| Tsunami | Very Low | 0.00 / yr | $0 |
| Volcanic Activity | Very Low | 0.00 / yr | $0 |
Frequently Asked Questions
What is the overall natural disaster risk for Steuben County?
Steuben County has a composite FEMA National Risk Index score of 27.2 out of 100, placing it in the Very Low category and the 27th national percentile. This combines Expected Annual Loss, Social Vulnerability, and Community Resilience across 18 hazard types.
What are the top natural hazards in Steuben County?
The three highest-rated hazards are Hail (Low, $540K EAL), Strong Wind (Medium, $887K EAL), Tornado (Low, $2M EAL). These account for most of the county's expected annual losses.
How does Steuben County compare to other Indiana counties?
Steuben County ranks #67 of 92 Indiana counties for overall natural disaster risk, with a very low rating.
What does Expected Annual Loss (EAL) mean?
EAL is FEMA's estimate of average annual dollar losses from natural hazards, calculated from historical event data and exposure models. Steuben County's $10M EAL is a statistical average, not a guarantee for any specific year or address.