Benton County

Iowa — Natural Disaster Risk Assessment

Very Low

Composite Risk Score

28.8

National percentile: 29th

Benton County faces very low composite natural disaster risk (NRI Risk Index score 28.8, 29th national percentile), driven primarily by drought and strong wind exposure. Expected annual loss across all 18 hazard types is $16M.

Source: FEMA National Risk Index v1.20 · Updated December 2025

Expected Annual Loss $16M Annualized county-level EAL
Social Vulnerability Very Low Population sensitivity
Community Resilience Very High Capacity to recover
Population 26K Latest estimate

Top Hazards

Drought
Medium $2M/yr
Strong Wind
Medium $2M/yr
Hail
Medium $1M/yr

All 18 Hazard Risks

Drought Medium 15.49 / yr $2M
Strong Wind Medium 5.55 / yr $2M
Hail Medium 4.73 / yr $1M
Winter Weather Low 16.16 / yr $128K
Ice Storm Low 0.31 / yr $113K
Tornado Low 0.67 / yr $2M
Landslide Very Low 0.10 / yr $1K
Riverine Flood Low 1.18 / yr $8M
Wildfire Very Low 0.00 / yr $35K
Cold Wave Very Low 7.89 / yr $423K
Earthquake Very Low 0.00 / yr $50K
Heat Wave Very Low 6.00 / yr $79K
Lightning Very Low 44.07 / yr $85K
Hurricane Very Low 0.01 / yr $4K
Avalanche Very Low 0.00 / yr $0
Coastal Flood Very Low 0.00 / yr $0
Tsunami Very Low 0.00 / yr $0
Volcanic Activity Very Low 0.00 / yr $0

Frequently Asked Questions

What is the overall natural disaster risk for Benton County?

Benton County has a composite FEMA National Risk Index score of 28.8 out of 100, placing it in the Very Low category and the 29th national percentile. This combines Expected Annual Loss, Social Vulnerability, and Community Resilience across 18 hazard types.

What are the top natural hazards in Benton County?

The three highest-rated hazards are Drought (Medium, $2M EAL), Strong Wind (Medium, $2M EAL), Hail (Medium, $1M EAL). These account for most of the county's expected annual losses.

How does Benton County compare to other Iowa counties?

Benton County ranks #67 of 99 Iowa counties for overall natural disaster risk, with a very low rating.

What does Expected Annual Loss (EAL) mean?

EAL is FEMA's estimate of average annual dollar losses from natural hazards, calculated from historical event data and exposure models. Benton County's $16M EAL is a statistical average, not a guarantee for any specific year or address.