Washington County

Iowa — Natural Disaster Risk Assessment

Low

Composite Risk Score

44.2

National percentile: 44th

Washington County faces low composite natural disaster risk (NRI Risk Index score 44.2, 44th national percentile), driven primarily by strong wind and hail exposure. Expected annual loss across all 18 hazard types is $14M.

Source: FEMA National Risk Index v1.20 · Updated December 2025

Expected Annual Loss $14M Annualized county-level EAL
Social Vulnerability Medium Population sensitivity
Community Resilience Very High Capacity to recover
Population 23K Latest estimate

Top Hazards

Strong Wind
High $2M/yr
Hail
Medium $1M/yr
Drought
Medium $869K/yr

All 18 Hazard Risks

Strong Wind High 6.20 / yr $2M
Hail Medium 4.44 / yr $1M
Drought Medium 8.45 / yr $869K
Heat Wave Low 8.26 / yr $716K
Landslide Very Low 0.14 / yr $3K
Tornado Low 0.49 / yr $2M
Wildfire Very Low 0.00 / yr $62K
Winter Weather Low 13.58 / yr $71K
Lightning Low 44.40 / yr $220K
Riverine Flood Low 1.68 / yr $6M
Ice Storm Low 0.35 / yr $74K
Cold Wave Low 6.05 / yr $800K
Earthquake Very Low 0.00 / yr $114K
Hurricane Very Low 0.01 / yr $6K
Avalanche Very Low 0.00 / yr $0
Coastal Flood Very Low 0.00 / yr $0
Tsunami Very Low 0.00 / yr $0
Volcanic Activity Very Low 0.00 / yr $0

Frequently Asked Questions

What is the overall natural disaster risk for Washington County?

Washington County has a composite FEMA National Risk Index score of 44.2 out of 100, placing it in the Low category and the 44th national percentile. This combines Expected Annual Loss, Social Vulnerability, and Community Resilience across 18 hazard types.

What are the top natural hazards in Washington County?

The three highest-rated hazards are Strong Wind (High, $2M EAL), Hail (Medium, $1M EAL), Drought (Medium, $869K EAL). These account for most of the county's expected annual losses.

How does Washington County compare to other Iowa counties?

Washington County ranks #33 of 99 Iowa counties for overall natural disaster risk, with a low rating.

What does Expected Annual Loss (EAL) mean?

EAL is FEMA's estimate of average annual dollar losses from natural hazards, calculated from historical event data and exposure models. Washington County's $14M EAL is a statistical average, not a guarantee for any specific year or address.