Mille Lacs County
Minnesota — Natural Disaster Risk Assessment
Very LowComposite Risk Score
National percentile: 28th
Mille Lacs County faces very low composite natural disaster risk (NRI Risk Index score 28.5, 28th national percentile), driven primarily by wildfire and cold wave exposure. Expected annual loss across all 18 hazard types is $11M.
Source: FEMA National Risk Index v1.20 · Updated December 2025
Top Hazards
All 18 Hazard Risks
| Wildfire | Low | 0.00 / yr | $151K |
| Cold Wave | Low | 11.95 / yr | $2M |
| Hail | Low | 4.52 / yr | $406K |
| Riverine Flood | Low | 0.43 / yr | $7M |
| Strong Wind | Low | 2.92 / yr | $552K |
| Lightning | Low | 32.54 / yr | $193K |
| Drought | Low | 8.78 / yr | $73K |
| Landslide | Very Low | 0.07 / yr | $464 |
| Tornado | Low | 0.28 / yr | $645K |
| Heat Wave | Very Low | 1.95 / yr | $148K |
| Ice Storm | Low | 0.38 / yr | $33K |
| Winter Weather | Low | 16.95 / yr | $29K |
| Earthquake | Very Low | 0.00 / yr | $4K |
| Avalanche | Very Low | 0.00 / yr | $0 |
| Coastal Flood | Very Low | 0.00 / yr | $0 |
| Hurricane | Very Low | 0.00 / yr | $0 |
| Tsunami | Very Low | 0.00 / yr | $0 |
| Volcanic Activity | Very Low | 0.00 / yr | $0 |
Frequently Asked Questions
What is the overall natural disaster risk for Mille Lacs County?
Mille Lacs County has a composite FEMA National Risk Index score of 28.5 out of 100, placing it in the Very Low category and the 28th national percentile. This combines Expected Annual Loss, Social Vulnerability, and Community Resilience across 18 hazard types.
What are the top natural hazards in Mille Lacs County?
The three highest-rated hazards are Wildfire (Low, $151K EAL), Cold Wave (Low, $2M EAL), Hail (Low, $406K EAL). These account for most of the county's expected annual losses.
How does Mille Lacs County compare to other Minnesota counties?
Mille Lacs County ranks #56 of 87 Minnesota counties for overall natural disaster risk, with a very low rating.
What does Expected Annual Loss (EAL) mean?
EAL is FEMA's estimate of average annual dollar losses from natural hazards, calculated from historical event data and exposure models. Mille Lacs County's $11M EAL is a statistical average, not a guarantee for any specific year or address.