Montgomery County
Mississippi — Natural Disaster Risk Assessment
Very LowComposite Risk Score
National percentile: 11th
Montgomery County faces very low composite natural disaster risk (NRI Risk Index score 10.9, 11th national percentile), driven primarily by earthquake and hurricane exposure. Expected annual loss across all 18 hazard types is $4M.
Source: FEMA National Risk Index v1.20 · Updated December 2025
Top Hazards
All 18 Hazard Risks
| Earthquake | Very Low | 0.00 / yr | $324K |
| Hurricane | Very Low | 0.07 / yr | $87K |
| Landslide | Very Low | 0.56 / yr | $1K |
| Drought | Low | 14.90 / yr | $101K |
| Hail | Low | 3.23 / yr | $176K |
| Heat Wave | Low | 13.47 / yr | $237K |
| Tornado | Low | 0.38 / yr | $845K |
| Ice Storm | Low | 0.99 / yr | $35K |
| Cold Wave | Low | 1.16 / yr | $430K |
| Lightning | Low | 66.69 / yr | $105K |
| Strong Wind | Low | 2.37 / yr | $278K |
| Wildfire | Very Low | 0.00 / yr | $10K |
| Riverine Flood | Very Low | 0.89 / yr | $1M |
| Winter Weather | Very Low | 3.05 / yr | $2K |
| Avalanche | Very Low | 0.00 / yr | $0 |
| Coastal Flood | Very Low | 0.00 / yr | $0 |
| Tsunami | Very Low | 0.00 / yr | $0 |
| Volcanic Activity | Very Low | 0.00 / yr | $0 |
Frequently Asked Questions
What is the overall natural disaster risk for Montgomery County?
Montgomery County has a composite FEMA National Risk Index score of 10.9 out of 100, placing it in the Very Low category and the 11th national percentile. This combines Expected Annual Loss, Social Vulnerability, and Community Resilience across 18 hazard types.
What are the top natural hazards in Montgomery County?
The three highest-rated hazards are Earthquake (Very Low, $324K EAL), Hurricane (Very Low, $87K EAL), Landslide (Very Low, $1K EAL). These account for most of the county's expected annual losses.
How does Montgomery County compare to other Mississippi counties?
Montgomery County ranks #81 of 82 Mississippi counties for overall natural disaster risk, with a very low rating.
What does Expected Annual Loss (EAL) mean?
EAL is FEMA's estimate of average annual dollar losses from natural hazards, calculated from historical event data and exposure models. Montgomery County's $4M EAL is a statistical average, not a guarantee for any specific year or address.