Smith County
Mississippi — Natural Disaster Risk Assessment
LowComposite Risk Score
National percentile: 47th
Smith County faces low composite natural disaster risk (NRI Risk Index score 47.2, 47th national percentile), driven primarily by hurricane and hail exposure. Expected annual loss across all 18 hazard types is $10M.
Source: FEMA National Risk Index v1.20 · Updated December 2025
Top Hazards
All 18 Hazard Risks
| Hurricane | Medium | 0.13 / yr | $2M |
| Hail | Medium | 4.78 / yr | $648K |
| Tornado | Medium | 0.96 / yr | $2M |
| Landslide | Low | 0.45 / yr | $2K |
| Strong Wind | Medium | 3.92 / yr | $504K |
| Drought | Low | 13.53 / yr | $194K |
| Heat Wave | Low | 11.63 / yr | $321K |
| Ice Storm | Low | 1.01 / yr | $65K |
| Lightning | Low | 73.84 / yr | $166K |
| Earthquake | Very Low | 0.00 / yr | $169K |
| Wildfire | Very Low | 0.00 / yr | $26K |
| Cold Wave | Low | 0.79 / yr | $551K |
| Riverine Flood | Low | 1.07 / yr | $3M |
| Winter Weather | Low | 2.21 / yr | $22K |
| Avalanche | Very Low | 0.00 / yr | $0 |
| Coastal Flood | Very Low | 0.00 / yr | $0 |
| Tsunami | Very Low | 0.00 / yr | $0 |
| Volcanic Activity | Very Low | 0.00 / yr | $0 |
Frequently Asked Questions
What is the overall natural disaster risk for Smith County?
Smith County has a composite FEMA National Risk Index score of 47.2 out of 100, placing it in the Low category and the 47th national percentile. This combines Expected Annual Loss, Social Vulnerability, and Community Resilience across 18 hazard types.
What are the top natural hazards in Smith County?
The three highest-rated hazards are Hurricane (Medium, $2M EAL), Hail (Medium, $648K EAL), Tornado (Medium, $2M EAL). These account for most of the county's expected annual losses.
How does Smith County compare to other Mississippi counties?
Smith County ranks #48 of 82 Mississippi counties for overall natural disaster risk, with a low rating.
What does Expected Annual Loss (EAL) mean?
EAL is FEMA's estimate of average annual dollar losses from natural hazards, calculated from historical event data and exposure models. Smith County's $10M EAL is a statistical average, not a guarantee for any specific year or address.