Caldwell County
Missouri — Natural Disaster Risk Assessment
Very LowComposite Risk Score
National percentile: 14th
Caldwell County faces very low composite natural disaster risk (NRI Risk Index score 14.4, 14th national percentile), driven primarily by drought and cold wave exposure. Expected annual loss across all 18 hazard types is $5M.
Source: FEMA National Risk Index v1.20 · Updated December 2025
Top Hazards
All 18 Hazard Risks
| Drought | Medium | 14.99 / yr | $368K |
| Cold Wave | Low | 3.47 / yr | $899K |
| Heat Wave | Low | 11.00 / yr | $308K |
| Landslide | Very Low | 0.12 / yr | $1K |
| Wildfire | Very Low | 0.00 / yr | $30K |
| Hail | Low | 6.59 / yr | $177K |
| Tornado | Low | 0.24 / yr | $645K |
| Ice Storm | Low | 0.63 / yr | $39K |
| Winter Weather | Low | 10.68 / yr | $24K |
| Earthquake | Very Low | 0.00 / yr | $38K |
| Lightning | Very Low | 48.27 / yr | $67K |
| Riverine Flood | Very Low | 0.46 / yr | $2M |
| Strong Wind | Low | 4.93 / yr | $158K |
| Avalanche | Very Low | 0.00 / yr | $0 |
| Coastal Flood | Very Low | 0.00 / yr | $0 |
| Hurricane | Very Low | 0.00 / yr | $0 |
| Tsunami | Very Low | 0.00 / yr | $0 |
| Volcanic Activity | Very Low | 0.00 / yr | $0 |
Frequently Asked Questions
What is the overall natural disaster risk for Caldwell County?
Caldwell County has a composite FEMA National Risk Index score of 14.4 out of 100, placing it in the Very Low category and the 14th national percentile. This combines Expected Annual Loss, Social Vulnerability, and Community Resilience across 18 hazard types.
What are the top natural hazards in Caldwell County?
The three highest-rated hazards are Drought (Medium, $368K EAL), Cold Wave (Low, $899K EAL), Heat Wave (Low, $308K EAL). These account for most of the county's expected annual losses.
How does Caldwell County compare to other Missouri counties?
Caldwell County ranks #108 of 115 Missouri counties for overall natural disaster risk, with a very low rating.
What does Expected Annual Loss (EAL) mean?
EAL is FEMA's estimate of average annual dollar losses from natural hazards, calculated from historical event data and exposure models. Caldwell County's $5M EAL is a statistical average, not a guarantee for any specific year or address.