Montgomery County
Missouri — Natural Disaster Risk Assessment
Very LowComposite Risk Score
National percentile: 38th
Montgomery County faces very low composite natural disaster risk (NRI Risk Index score 38.3, 38th national percentile), driven primarily by heat wave and landslide exposure. Expected annual loss across all 18 hazard types is $10M.
Source: FEMA National Risk Index v1.20 · Updated December 2025
Top Hazards
All 18 Hazard Risks
| Heat Wave | Medium | 11.32 / yr | $2M |
| Landslide | Low | 0.30 / yr | $22K |
| Earthquake | Low | 0.00 / yr | $606K |
| Hail | Low | 4.76 / yr | $332K |
| Drought | Low | 6.91 / yr | $201K |
| Ice Storm | Low | 1.09 / yr | $95K |
| Riverine Flood | Low | 1.32 / yr | $5M |
| Wildfire | Very Low | 0.00 / yr | $27K |
| Lightning | Low | 49.66 / yr | $137K |
| Cold Wave | Low | 2.26 / yr | $552K |
| Strong Wind | Low | 4.76 / yr | $267K |
| Tornado | Low | 0.32 / yr | $484K |
| Winter Weather | Low | 9.32 / yr | $20K |
| Hurricane | Very Low | 0.01 / yr | $5K |
| Avalanche | Very Low | 0.00 / yr | $0 |
| Coastal Flood | Very Low | 0.00 / yr | $0 |
| Tsunami | Very Low | 0.00 / yr | $0 |
| Volcanic Activity | Very Low | 0.00 / yr | $0 |
Frequently Asked Questions
What is the overall natural disaster risk for Montgomery County?
Montgomery County has a composite FEMA National Risk Index score of 38.3 out of 100, placing it in the Very Low category and the 38th national percentile. This combines Expected Annual Loss, Social Vulnerability, and Community Resilience across 18 hazard types.
What are the top natural hazards in Montgomery County?
The three highest-rated hazards are Heat Wave (Medium, $2M EAL), Landslide (Low, $22K EAL), Earthquake (Low, $606K EAL). These account for most of the county's expected annual losses.
How does Montgomery County compare to other Missouri counties?
Montgomery County ranks #73 of 115 Missouri counties for overall natural disaster risk, with a very low rating.
What does Expected Annual Loss (EAL) mean?
EAL is FEMA's estimate of average annual dollar losses from natural hazards, calculated from historical event data and exposure models. Montgomery County's $10M EAL is a statistical average, not a guarantee for any specific year or address.