Hunterdon County
New Jersey — Natural Disaster Risk Assessment
LowComposite Risk Score
National percentile: 79th
Hunterdon County faces low composite natural disaster risk (NRI Risk Index score 78.7, 79th national percentile), driven primarily by strong wind and riverine flood exposure. Expected annual loss across all 18 hazard types is $69M.
Source: FEMA National Risk Index v1.20 · Updated December 2025
Top Hazards
All 18 Hazard Risks
| Strong Wind | High | 6.95 / yr | $6M |
| Riverine Flood | Medium | 3.25 / yr | $50M |
| Ice Storm | High | 1.46 / yr | $1M |
| Winter Weather | Medium | 12.16 / yr | $395K |
| Earthquake | Low | 0.00 / yr | $2M |
| Hurricane | Low | 0.07 / yr | $2M |
| Drought | Medium | 2.77 / yr | $1M |
| Heat Wave | Low | 6.74 / yr | $2M |
| Lightning | Medium | 34.40 / yr | $732K |
| Tornado | Low | 0.19 / yr | $2M |
| Landslide | Very Low | 0.25 / yr | $2K |
| Cold Wave | Low | 0.89 / yr | $1M |
| Wildfire | Very Low | 0.00 / yr | $20K |
| Hail | Very Low | 2.66 / yr | $113K |
| Avalanche | Very Low | 0.00 / yr | $0 |
| Coastal Flood | Very Low | 0.00 / yr | $0 |
| Tsunami | Very Low | 0.00 / yr | $0 |
| Volcanic Activity | Very Low | 0.00 / yr | $0 |
Frequently Asked Questions
What is the overall natural disaster risk for Hunterdon County?
Hunterdon County has a composite FEMA National Risk Index score of 78.7 out of 100, placing it in the Low category and the 79th national percentile. This combines Expected Annual Loss, Social Vulnerability, and Community Resilience across 18 hazard types.
What are the top natural hazards in Hunterdon County?
The three highest-rated hazards are Strong Wind (High, $6M EAL), Riverine Flood (Medium, $50M EAL), Ice Storm (High, $1M EAL). These account for most of the county's expected annual losses.
How does Hunterdon County compare to other New Jersey counties?
Hunterdon County ranks #19 of 21 New Jersey counties for overall natural disaster risk, with a low rating.
What does Expected Annual Loss (EAL) mean?
EAL is FEMA's estimate of average annual dollar losses from natural hazards, calculated from historical event data and exposure models. Hunterdon County's $69M EAL is a statistical average, not a guarantee for any specific year or address.