San Miguel County
New Mexico — Natural Disaster Risk Assessment
LowComposite Risk Score
National percentile: 75th
San Miguel County faces low composite natural disaster risk (NRI Risk Index score 74.6, 75th national percentile), driven primarily by wildfire and riverine flood exposure. Expected annual loss across all 18 hazard types is $21M.
Source: FEMA National Risk Index v1.20 · Updated December 2025
Top Hazards
All 18 Hazard Risks
| Wildfire | Medium | 0.01 / yr | $5M |
| Riverine Flood | Medium | 1.64 / yr | $14M |
| Winter Weather | Medium | 15.24 / yr | $138K |
| Landslide | Low | 1.84 / yr | $6K |
| Lightning | Medium | 62.40 / yr | $300K |
| Drought | Low | 114.95 / yr | $89K |
| Earthquake | Very Low | 0.00 / yr | $159K |
| Hail | Low | 1.29 / yr | $119K |
| Cold Wave | Low | 0.37 / yr | $317K |
| Avalanche | Very Low | 0.01 / yr | $45 |
| Strong Wind | Low | 0.29 / yr | $127K |
| Tornado | Very Low | 0.44 / yr | $87K |
| Heat Wave | Very Low | 0.37 / yr | $9K |
| Ice Storm | Very Low | 0.11 / yr | $1K |
| Coastal Flood | Very Low | 0.00 / yr | $0 |
| Hurricane | Very Low | 0.00 / yr | $0 |
| Tsunami | Very Low | 0.00 / yr | $0 |
| Volcanic Activity | Very Low | 0.00 / yr | $0 |
Frequently Asked Questions
What is the overall natural disaster risk for San Miguel County?
San Miguel County has a composite FEMA National Risk Index score of 74.6 out of 100, placing it in the Low category and the 75th national percentile. This combines Expected Annual Loss, Social Vulnerability, and Community Resilience across 18 hazard types.
What are the top natural hazards in San Miguel County?
The three highest-rated hazards are Wildfire (Medium, $5M EAL), Riverine Flood (Medium, $14M EAL), Winter Weather (Medium, $138K EAL). These account for most of the county's expected annual losses.
How does San Miguel County compare to other New Mexico counties?
San Miguel County ranks #15 of 33 New Mexico counties for overall natural disaster risk, with a low rating.
What does Expected Annual Loss (EAL) mean?
EAL is FEMA's estimate of average annual dollar losses from natural hazards, calculated from historical event data and exposure models. San Miguel County's $21M EAL is a statistical average, not a guarantee for any specific year or address.