Ontario County

New York — Natural Disaster Risk Assessment

Low

Composite Risk Score

63.5

National percentile: 64th

Ontario County faces low composite natural disaster risk (NRI Risk Index score 63.5, 64th national percentile), driven primarily by riverine flood and ice storm exposure. Expected annual loss across all 18 hazard types is $27M.

Source: FEMA National Risk Index v1.20 · Updated December 2025

Expected Annual Loss $27M Annualized county-level EAL
Social Vulnerability Low Population sensitivity
Community Resilience Very High Capacity to recover
Population 112K Latest estimate

Top Hazards

Riverine Flood
Medium $21M/yr
Ice Storm
Medium $379K/yr
Strong Wind
Medium $1M/yr

All 18 Hazard Risks

Riverine Flood Medium 1.36 / yr $21M
Ice Storm Medium 0.94 / yr $379K
Strong Wind Medium 1.47 / yr $1M
Drought Medium 2.55 / yr $818K
Hurricane Low 0.03 / yr $211K
Hail Low 1.51 / yr $394K
Lightning Low 29.75 / yr $326K
Landslide Very Low 0.24 / yr $2K
Earthquake Very Low 0.00 / yr $366K
Heat Wave Low 3.42 / yr $369K
Tornado Low 0.09 / yr $1M
Avalanche Very Low 0.01 / yr $388
Wildfire Very Low 0.00 / yr $26K
Winter Weather Very Low 15.79 / yr $19K
Cold Wave Very Low 3.11 / yr $131K
Coastal Flood Very Low 0.00 / yr $0
Tsunami Very Low 0.00 / yr $0
Volcanic Activity Very Low 0.00 / yr $0

Frequently Asked Questions

What is the overall natural disaster risk for Ontario County?

Ontario County has a composite FEMA National Risk Index score of 63.5 out of 100, placing it in the Low category and the 64th national percentile. This combines Expected Annual Loss, Social Vulnerability, and Community Resilience across 18 hazard types.

What are the top natural hazards in Ontario County?

The three highest-rated hazards are Riverine Flood (Medium, $21M EAL), Ice Storm (Medium, $379K EAL), Strong Wind (Medium, $1M EAL). These account for most of the county's expected annual losses.

How does Ontario County compare to other New York counties?

Ontario County ranks #39 of 62 New York counties for overall natural disaster risk, with a low rating.

What does Expected Annual Loss (EAL) mean?

EAL is FEMA's estimate of average annual dollar losses from natural hazards, calculated from historical event data and exposure models. Ontario County's $27M EAL is a statistical average, not a guarantee for any specific year or address.