Columbus County

North Carolina — Natural Disaster Risk Assessment

Medium

Composite Risk Score

86.9

National percentile: 87th

Columbus County faces medium composite natural disaster risk (NRI Risk Index score 86.9, 87th national percentile), driven primarily by strong wind and hurricane exposure. Expected annual loss across all 18 hazard types is $42M.

Source: FEMA National Risk Index v1.20 · Updated December 2025

Expected Annual Loss $42M Annualized county-level EAL
Social Vulnerability Very High Population sensitivity
Community Resilience Low Capacity to recover
Population 51K Latest estimate

Top Hazards

Strong Wind
Very High $4M/yr
Hurricane
High $22M/yr
Lightning
High $1M/yr

All 18 Hazard Risks

Strong Wind Very High 2.56 / yr $4M
Hurricane High 0.31 / yr $22M
Lightning High 57.97 / yr $1M
Heat Wave Medium 8.48 / yr $1M
Winter Weather Medium 1.84 / yr $167K
Earthquake Low 0.00 / yr $1M
Tornado Medium 0.53 / yr $3M
Ice Storm Medium 0.71 / yr $290K
Wildfire Low 0.00 / yr $213K
Riverine Flood Low 1.14 / yr $7M
Cold Wave Low 0.47 / yr $1M
Drought Low 9.24 / yr $81K
Hail Low 3.01 / yr $141K
Coastal Flood Very Low 0.01 / yr $122
Landslide Very Low 0.14 / yr $38
Avalanche Very Low 0.00 / yr $0
Tsunami Very Low 0.00 / yr $0
Volcanic Activity Very Low 0.00 / yr $0

Frequently Asked Questions

What is the overall natural disaster risk for Columbus County?

Columbus County has a composite FEMA National Risk Index score of 86.9 out of 100, placing it in the Medium category and the 87th national percentile. This combines Expected Annual Loss, Social Vulnerability, and Community Resilience across 18 hazard types.

What are the top natural hazards in Columbus County?

The three highest-rated hazards are Strong Wind (Very High, $4M EAL), Hurricane (High, $22M EAL), Lightning (High, $1M EAL). These account for most of the county's expected annual losses.

How does Columbus County compare to other North Carolina counties?

Columbus County ranks #23 of 100 North Carolina counties for overall natural disaster risk, with a medium rating.

What does Expected Annual Loss (EAL) mean?

EAL is FEMA's estimate of average annual dollar losses from natural hazards, calculated from historical event data and exposure models. Columbus County's $42M EAL is a statistical average, not a guarantee for any specific year or address.