Craven County
North Carolina — Natural Disaster Risk Assessment
MediumComposite Risk Score
National percentile: 94th
Craven County faces medium composite natural disaster risk (NRI Risk Index score 93.6, 94th national percentile), driven primarily by hurricane and winter weather exposure. Expected annual loss across all 18 hazard types is $118M.
Source: FEMA National Risk Index v1.20 · Updated December 2025
Top Hazards
All 18 Hazard Risks
| Hurricane | Very High | 0.37 / yr | $92M |
| Winter Weather | Very High | 3.15 / yr | $987K |
| Lightning | High | 53.82 / yr | $1M |
| Tornado | Medium | 0.53 / yr | $5M |
| Heat Wave | Medium | 8.79 / yr | $2M |
| Wildfire | Low | 0.00 / yr | $492K |
| Riverine Flood | Medium | 0.93 / yr | $14M |
| Strong Wind | Medium | 1.04 / yr | $919K |
| Ice Storm | Medium | 0.73 / yr | $203K |
| Earthquake | Very Low | 0.00 / yr | $344K |
| Coastal Flood | Low | 0.73 / yr | $211K |
| Cold Wave | Low | 0.43 / yr | $865K |
| Drought | Low | 3.99 / yr | $128K |
| Hail | Low | 2.56 / yr | $218K |
| Landslide | Very Low | 0.10 / yr | $320 |
| Avalanche | Very Low | 0.00 / yr | $0 |
| Tsunami | Very Low | 0.00 / yr | $0 |
| Volcanic Activity | Very Low | 0.00 / yr | $0 |
Frequently Asked Questions
What is the overall natural disaster risk for Craven County?
Craven County has a composite FEMA National Risk Index score of 93.6 out of 100, placing it in the Medium category and the 94th national percentile. This combines Expected Annual Loss, Social Vulnerability, and Community Resilience across 18 hazard types.
What are the top natural hazards in Craven County?
The three highest-rated hazards are Hurricane (Very High, $92M EAL), Winter Weather (Very High, $987K EAL), Lightning (High, $1M EAL). These account for most of the county's expected annual losses.
How does Craven County compare to other North Carolina counties?
Craven County ranks #6 of 100 North Carolina counties for overall natural disaster risk, with a medium rating.
What does Expected Annual Loss (EAL) mean?
EAL is FEMA's estimate of average annual dollar losses from natural hazards, calculated from historical event data and exposure models. Craven County's $118M EAL is a statistical average, not a guarantee for any specific year or address.