Guilford County

North Carolina — Natural Disaster Risk Assessment

Medium

Composite Risk Score

93.4

National percentile: 93th

Guilford County faces medium composite natural disaster risk (NRI Risk Index score 93.4, 93th national percentile), driven primarily by ice storm and riverine flood exposure. Expected annual loss across all 18 hazard types is $135M.

Source: FEMA National Risk Index v1.20 · Updated December 2025

Expected Annual Loss $135M Annualized county-level EAL
Social Vulnerability Medium Population sensitivity
Community Resilience Medium Capacity to recover
Population 541K Latest estimate

Top Hazards

Ice Storm
Very High $2M/yr
Riverine Flood
High $101M/yr
Winter Weather
High $795K/yr

All 18 Hazard Risks

Ice Storm Very High 1.87 / yr $2M
Riverine Flood High 3.14 / yr $101M
Winter Weather High 8.00 / yr $795K
Lightning High 47.07 / yr $2M
Hail Medium 4.75 / yr $2M
Hurricane Medium 0.09 / yr $8M
Tornado Medium 0.23 / yr $6M
Cold Wave Medium 0.68 / yr $6M
Earthquake Low 0.00 / yr $4M
Heat Wave Medium 1.79 / yr $2M
Strong Wind Medium 2.25 / yr $922K
Drought Medium 17.91 / yr $441K
Landslide Low 0.38 / yr $3K
Wildfire Very Low 0.00 / yr $32K
Avalanche Very Low 0.00 / yr $0
Coastal Flood Very Low 0.00 / yr $0
Tsunami Very Low 0.00 / yr $0
Volcanic Activity Very Low 0.00 / yr $0

Frequently Asked Questions

What is the overall natural disaster risk for Guilford County?

Guilford County has a composite FEMA National Risk Index score of 93.4 out of 100, placing it in the Medium category and the 93th national percentile. This combines Expected Annual Loss, Social Vulnerability, and Community Resilience across 18 hazard types.

What are the top natural hazards in Guilford County?

The three highest-rated hazards are Ice Storm (Very High, $2M EAL), Riverine Flood (High, $101M EAL), Winter Weather (High, $795K EAL). These account for most of the county's expected annual losses.

How does Guilford County compare to other North Carolina counties?

Guilford County ranks #8 of 100 North Carolina counties for overall natural disaster risk, with a medium rating.

What does Expected Annual Loss (EAL) mean?

EAL is FEMA's estimate of average annual dollar losses from natural hazards, calculated from historical event data and exposure models. Guilford County's $135M EAL is a statistical average, not a guarantee for any specific year or address.