Fannin County
Texas — Natural Disaster Risk Assessment
LowComposite Risk Score
National percentile: 68th
Fannin County faces low composite natural disaster risk (NRI Risk Index score 68.1, 68th national percentile), driven primarily by drought and ice storm exposure. Expected annual loss across all 18 hazard types is $27M.
Source: FEMA National Risk Index v1.20 · Updated December 2025
Top Hazards
All 18 Hazard Risks
| Drought | High | 33.95 / yr | $8M |
| Ice Storm | High | 1.24 / yr | $1M |
| Heat Wave | Medium | 15.89 / yr | $3M |
| Tornado | Medium | 0.74 / yr | $6M |
| Hail | Medium | 6.97 / yr | $1M |
| Wildfire | Low | 0.00 / yr | $173K |
| Strong Wind | Medium | 3.68 / yr | $880K |
| Cold Wave | Low | 1.00 / yr | $2M |
| Hurricane | Very Low | 0.02 / yr | $65K |
| Earthquake | Very Low | 0.00 / yr | $231K |
| Lightning | Low | 55.80 / yr | $203K |
| Riverine Flood | Low | 1.71 / yr | $4M |
| Winter Weather | Low | 4.47 / yr | $34K |
| Landslide | Very Low | 0.13 / yr | $78 |
| Avalanche | Very Low | 0.00 / yr | $0 |
| Coastal Flood | Very Low | 0.00 / yr | $0 |
| Tsunami | Very Low | 0.00 / yr | $0 |
| Volcanic Activity | Very Low | 0.00 / yr | $0 |
Frequently Asked Questions
What is the overall natural disaster risk for Fannin County?
Fannin County has a composite FEMA National Risk Index score of 68.1 out of 100, placing it in the Low category and the 68th national percentile. This combines Expected Annual Loss, Social Vulnerability, and Community Resilience across 18 hazard types.
What are the top natural hazards in Fannin County?
The three highest-rated hazards are Drought (High, $8M EAL), Ice Storm (High, $1M EAL), Heat Wave (Medium, $3M EAL). These account for most of the county's expected annual losses.
How does Fannin County compare to other Texas counties?
Fannin County ranks #85 of 254 Texas counties for overall natural disaster risk, with a low rating.
What does Expected Annual Loss (EAL) mean?
EAL is FEMA's estimate of average annual dollar losses from natural hazards, calculated from historical event data and exposure models. Fannin County's $27M EAL is a statistical average, not a guarantee for any specific year or address.