Mills County
Texas — Natural Disaster Risk Assessment
Very LowComposite Risk Score
National percentile: 6th
Mills County faces very low composite natural disaster risk (NRI Risk Index score 5.6, 6th national percentile), driven primarily by wildfire and hail exposure. Expected annual loss across all 18 hazard types is $2M.
Source: FEMA National Risk Index v1.20 · Updated December 2025
Top Hazards
All 18 Hazard Risks
| Wildfire | Low | 0.00 / yr | $206K |
| Hail | Low | 4.84 / yr | $182K |
| Drought | Low | 62.48 / yr | $86K |
| Hurricane | Very Low | 0.01 / yr | $13K |
| Tornado | Low | 0.38 / yr | $340K |
| Winter Weather | Low | 4.16 / yr | $17K |
| Heat Wave | Very Low | 8.84 / yr | $67K |
| Lightning | Very Low | 47.46 / yr | $50K |
| Cold Wave | Very Low | 0.74 / yr | $165K |
| Strong Wind | Very Low | 1.46 / yr | $97K |
| Riverine Flood | Very Low | 0.68 / yr | $1M |
| Landslide | Very Low | 0.14 / yr | $20 |
| Ice Storm | Very Low | 0.49 / yr | $1K |
| Earthquake | Very Low | 0.00 / yr | $2K |
| Avalanche | Very Low | 0.00 / yr | $0 |
| Coastal Flood | Very Low | 0.00 / yr | $0 |
| Tsunami | Very Low | 0.00 / yr | $0 |
| Volcanic Activity | Very Low | 0.00 / yr | $0 |
Frequently Asked Questions
What is the overall natural disaster risk for Mills County?
Mills County has a composite FEMA National Risk Index score of 5.6 out of 100, placing it in the Very Low category and the 6th national percentile. This combines Expected Annual Loss, Social Vulnerability, and Community Resilience across 18 hazard types.
What are the top natural hazards in Mills County?
The three highest-rated hazards are Wildfire (Low, $206K EAL), Hail (Low, $182K EAL), Drought (Low, $86K EAL). These account for most of the county's expected annual losses.
How does Mills County compare to other Texas counties?
Mills County ranks #230 of 254 Texas counties for overall natural disaster risk, with a very low rating.
What does Expected Annual Loss (EAL) mean?
EAL is FEMA's estimate of average annual dollar losses from natural hazards, calculated from historical event data and exposure models. Mills County's $2M EAL is a statistical average, not a guarantee for any specific year or address.