Somervell County
Texas — Natural Disaster Risk Assessment
Very LowComposite Risk Score
National percentile: 11th
Somervell County faces very low composite natural disaster risk (NRI Risk Index score 10.8, 11th national percentile), driven primarily by wildfire and drought exposure. Expected annual loss across all 18 hazard types is $8M.
Source: FEMA National Risk Index v1.20 · Updated December 2025
Top Hazards
All 18 Hazard Risks
| Wildfire | Low | 0.01 / yr | $677K |
| Drought | Low | 53.59 / yr | $142K |
| Hurricane | Very Low | 0.02 / yr | $58K |
| Tornado | Low | 0.15 / yr | $1M |
| Hail | Low | 7.29 / yr | $249K |
| Cold Wave | Low | 0.84 / yr | $813K |
| Ice Storm | Low | 0.88 / yr | $58K |
| Heat Wave | Very Low | 14.16 / yr | $189K |
| Lightning | Low | 51.01 / yr | $150K |
| Riverine Flood | Very Low | 0.64 / yr | $4M |
| Landslide | Very Low | 0.07 / yr | $57 |
| Strong Wind | Very Low | 2.86 / yr | $118K |
| Winter Weather | Very Low | 4.05 / yr | $7K |
| Earthquake | Very Low | 0.00 / yr | $10K |
| Avalanche | Very Low | 0.00 / yr | $0 |
| Coastal Flood | Very Low | 0.00 / yr | $0 |
| Tsunami | Very Low | 0.00 / yr | $0 |
| Volcanic Activity | Very Low | 0.00 / yr | $0 |
Frequently Asked Questions
What is the overall natural disaster risk for Somervell County?
Somervell County has a composite FEMA National Risk Index score of 10.8 out of 100, placing it in the Very Low category and the 11th national percentile. This combines Expected Annual Loss, Social Vulnerability, and Community Resilience across 18 hazard types.
What are the top natural hazards in Somervell County?
The three highest-rated hazards are Wildfire (Low, $677K EAL), Drought (Low, $142K EAL), Hurricane (Very Low, $58K EAL). These account for most of the county's expected annual losses.
How does Somervell County compare to other Texas counties?
Somervell County ranks #213 of 254 Texas counties for overall natural disaster risk, with a very low rating.
What does Expected Annual Loss (EAL) mean?
EAL is FEMA's estimate of average annual dollar losses from natural hazards, calculated from historical event data and exposure models. Somervell County's $8M EAL is a statistical average, not a guarantee for any specific year or address.