Wilbarger County
Texas — Natural Disaster Risk Assessment
LowComposite Risk Score
National percentile: 46th
Wilbarger County faces low composite natural disaster risk (NRI Risk Index score 46.1, 46th national percentile), driven primarily by drought and hail exposure. Expected annual loss across all 18 hazard types is $11M.
Source: FEMA National Risk Index v1.20 · Updated December 2025
Top Hazards
All 18 Hazard Risks
| Drought | High | 148.68 / yr | $5M |
| Hail | Medium | 8.48 / yr | $560K |
| Strong Wind | Medium | 3.52 / yr | $800K |
| Heat Wave | Low | 13.63 / yr | $587K |
| Ice Storm | Medium | 0.82 / yr | $131K |
| Wildfire | Low | 0.00 / yr | $79K |
| Tornado | Low | 0.68 / yr | $1M |
| Winter Weather | Low | 7.05 / yr | $31K |
| Earthquake | Very Low | 0.00 / yr | $78K |
| Hurricane | Very Low | 0.01 / yr | $10K |
| Cold Wave | Very Low | 1.16 / yr | $213K |
| Landslide | Very Low | 0.11 / yr | $101 |
| Riverine Flood | Very Low | 0.50 / yr | $1M |
| Lightning | Very Low | 49.69 / yr | $13K |
| Avalanche | Very Low | 0.00 / yr | $0 |
| Coastal Flood | Very Low | 0.00 / yr | $0 |
| Tsunami | Very Low | 0.00 / yr | $0 |
| Volcanic Activity | Very Low | 0.00 / yr | $0 |
Frequently Asked Questions
What is the overall natural disaster risk for Wilbarger County?
Wilbarger County has a composite FEMA National Risk Index score of 46.1 out of 100, placing it in the Low category and the 46th national percentile. This combines Expected Annual Loss, Social Vulnerability, and Community Resilience across 18 hazard types.
What are the top natural hazards in Wilbarger County?
The three highest-rated hazards are Drought (High, $5M EAL), Hail (Medium, $560K EAL), Strong Wind (Medium, $800K EAL). These account for most of the county's expected annual losses.
How does Wilbarger County compare to other Texas counties?
Wilbarger County ranks #139 of 254 Texas counties for overall natural disaster risk, with a low rating.
What does Expected Annual Loss (EAL) mean?
EAL is FEMA's estimate of average annual dollar losses from natural hazards, calculated from historical event data and exposure models. Wilbarger County's $11M EAL is a statistical average, not a guarantee for any specific year or address.