Monongalia County

West Virginia — Natural Disaster Risk Assessment

Low

Composite Risk Score

71.5

National percentile: 72th

Monongalia County faces low composite natural disaster risk (NRI Risk Index score 71.5, 72th national percentile), driven primarily by landslide and riverine flood exposure. Expected annual loss across all 18 hazard types is $36M.

Source: FEMA National Risk Index v1.20 · Updated December 2025

Expected Annual Loss $36M Annualized county-level EAL
Social Vulnerability Very Low Population sensitivity
Community Resilience Very High Capacity to recover
Population 106K Latest estimate

Top Hazards

Landslide
Medium $55K/yr
Riverine Flood
Medium $31M/yr
Lightning
Medium $768K/yr

All 18 Hazard Risks

Landslide Medium 0.87 / yr $55K
Riverine Flood Medium 2.07 / yr $31M
Lightning Medium 44.49 / yr $768K
Hail Low 2.42 / yr $532K
Hurricane Low 0.02 / yr $351K
Strong Wind Medium 1.68 / yr $882K
Ice Storm Low 0.23 / yr $96K
Avalanche Very Low 0.01 / yr $524
Tornado Low 0.07 / yr $1M
Winter Weather Low 9.98 / yr $65K
Earthquake Very Low 0.00 / yr $242K
Heat Wave Low 1.99 / yr $296K
Wildfire Very Low 0.00 / yr $18K
Cold Wave Very Low 2.67 / yr $341K
Drought Very Low 1.65 / yr $7K
Coastal Flood Very Low 0.00 / yr $0
Tsunami Very Low 0.00 / yr $0
Volcanic Activity Very Low 0.00 / yr $0

Frequently Asked Questions

What is the overall natural disaster risk for Monongalia County?

Monongalia County has a composite FEMA National Risk Index score of 71.5 out of 100, placing it in the Low category and the 72th national percentile. This combines Expected Annual Loss, Social Vulnerability, and Community Resilience across 18 hazard types.

What are the top natural hazards in Monongalia County?

The three highest-rated hazards are Landslide (Medium, $55K EAL), Riverine Flood (Medium, $31M EAL), Lightning (Medium, $768K EAL). These account for most of the county's expected annual losses.

How does Monongalia County compare to other West Virginia counties?

Monongalia County ranks #12 of 55 West Virginia counties for overall natural disaster risk, with a low rating.

What does Expected Annual Loss (EAL) mean?

EAL is FEMA's estimate of average annual dollar losses from natural hazards, calculated from historical event data and exposure models. Monongalia County's $36M EAL is a statistical average, not a guarantee for any specific year or address.