Chambers County
Alabama — Natural Disaster Risk Assessment
LowComposite Risk Score
National percentile: 47th
Chambers County faces low composite natural disaster risk (NRI Risk Index score 47.2, 47th national percentile), driven primarily by heat wave and hurricane exposure. Expected annual loss across all 18 hazard types is $11M.
Source: FEMA National Risk Index v1.20 · Updated December 2025
Top Hazards
All 18 Hazard Risks
| Heat Wave | Medium | 5.16 / yr | $1M |
| Hurricane | Low | 0.09 / yr | $439K |
| Tornado | Medium | 0.47 / yr | $2M |
| Lightning | Medium | 63.61 / yr | $228K |
| Earthquake | Very Low | 0.00 / yr | $294K |
| Riverine Flood | Low | 0.79 / yr | $6M |
| Wildfire | Very Low | 0.00 / yr | $38K |
| Ice Storm | Low | 0.52 / yr | $37K |
| Hail | Low | 3.59 / yr | $125K |
| Cold Wave | Low | 0.42 / yr | $456K |
| Drought | Low | 54.34 / yr | $43K |
| Strong Wind | Low | 1.70 / yr | $223K |
| Landslide | Very Low | 0.32 / yr | $168 |
| Winter Weather | Very Low | 1.42 / yr | $5K |
| Avalanche | Very Low | 0.00 / yr | $0 |
| Coastal Flood | Very Low | 0.00 / yr | $0 |
| Tsunami | Very Low | 0.00 / yr | $0 |
| Volcanic Activity | Very Low | 0.00 / yr | $0 |
Frequently Asked Questions
What is the overall natural disaster risk for Chambers County?
Chambers County has a composite FEMA National Risk Index score of 47.2 out of 100, placing it in the Low category and the 47th national percentile. This combines Expected Annual Loss, Social Vulnerability, and Community Resilience across 18 hazard types.
What are the top natural hazards in Chambers County?
The three highest-rated hazards are Heat Wave (Medium, $1M EAL), Hurricane (Low, $439K EAL), Tornado (Medium, $2M EAL). These account for most of the county's expected annual losses.
How does Chambers County compare to other Alabama counties?
Chambers County ranks #46 of 67 Alabama counties for overall natural disaster risk, with a low rating.
What does Expected Annual Loss (EAL) mean?
EAL is FEMA's estimate of average annual dollar losses from natural hazards, calculated from historical event data and exposure models. Chambers County's $11M EAL is a statistical average, not a guarantee for any specific year or address.